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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94360 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94400)

Definitely the most user friendly and smoothest tran...

Definitely the most user friendly and smoothest transactions available PayPal pay in 3 helps me spread the costs when some months I may be struggling and have unexpected payments to make Reviewed on: 31st May 2024

Very satisfied.

Very satisfied. It’s easy to access and it’s helpful. You do not need to wait if you don’t have enough money you can use PayPal pay in 3 which is life saving. Really happy with it. Thank you PayPal. Reviewed on: 31st May 2024

Great experience

I used PayPal Pay in 3 to purchase a cooker, it was great and made the payment affordable. The service is quick to use, the payment plan is clear and makes it easy to factor into my monthly outgoings. Reviewed on: 31st May 2024

Always helpful to have this available to me.

Always helpful to have this available to me. When contacting customer service resolved my issue straight away and very helpful. Would recommend paypal Reviewed on: 31st May 2024

Paypal Pay in 3, a great way to spread the cost

Paypal Pay in 3 has been a real boon in enabling paying for items and spreading the cost. Has allowed us to purchase large items such as new fridge freezer, washing machine without worrying about paying in one hit. Just make sure you're able to meet tge first payment on the day and next payments over future 2 months. My go to finacing option for larger purchases. Reviewed on: 31st May 2024

PayPal pay in 3 is a life changer.

PayPal pay in 3 is a life changer. I get to buy products for my business even when I don't have enough money, knowing that I can pay back as I make sales is so relieving. Reviewed on: 31st May 2024

Love this as you can always get something and spread...

Love this as you can always get something and spread the cost or if you only have a little money till next payday you can still treat the kids Reviewed on: 31st May 2024

PayPal is accessible and user friendly.

PayPal is accessible and user friendly. It allows for you to be able to afford bigger priced items as you can spread payments out. PayPal is quick and useful. Due to the rise in prices of everything it can help to make sure you can afford to live as well as either treat yourself or buy things for families birthdays etc without having to worry about the huge costs. Reviewed on: 31st May 2024

Amazing & very very safe, no matter what happens Pay...

Amazing & very very safe, no matter what happens PayPal will help & correct anything that goes wrong. Will use PayPal as much as I can. Reviewed on: 31st May 2024

Budgeting and Accessibility friendly

I’ve been using pay in 3 for a while now and it certainly helps budgeting and more accessible to purchase higher value items Reviewed on: 31st May 2024

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