Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94128)

It's very simple and easy to do makes life easier...

5
It's very simple and easy to do makes life easier Reviewed on: 30th May 2024

Spreading costs the easy way

5
Always easy to use and helps spread annoying costs out into manageable chunks. Reviewed on: 30th May 2024

It’s always so easy to use xx

5
It’s always so easy to use xx pity it’s not available on more sites xx Reviewed on: 30th May 2024

It allows you to manage bigger purchases without int...

5
It allows you to manage bigger purchases without interest. So those sudden needs can be covered without breaking the bank or disruption to your credit score. Reviewed on: 30th May 2024

An easy and pain free payment option

5
Used pay in 3 several times, even when I had to cancel a pay in 3 plan due to the item I'd purchased been faulty the whole procedure was painless and stress free with the refund been deposited back into my bank account within a day or two. Reviewed on: 30th May 2024

Always easy to set up and easy to pay.

5
Always easy to set up and easy to pay. Lots of regular updates to keep me informed and ensure I don't forget my payments. Reviewed on: 30th May 2024

Very convenient payment option.

5
Very convenient payment option. Pay in 3 is really helpful. Reviewed on: 30th May 2024

Keep life flowing with PayPal

5
When it's a 5 week month you can count on PayPal to keep life flowing. Reviewed on: 30th May 2024

It's great

5
It's a great way to spend the cost in a pinch or to split the cost of a large item or oder Reviewed on: 30th May 2024

Good reminders so your payments are never late

5
Good reminders so your payments are never late Reviewed on: 30th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 171196 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3834 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products