Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (90409 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (90635)

Easy, clear and straight forward

Offers an easy, straight forward, easy and clear way to pay. Offering added buyer security. Customer services have always been very helpful when I have needed to contact them Reviewed on: 17th May 2024

I’m so happy I joined PayPal.

I’m so happy I joined PayPal. All payments are instant and I know I have the security making payments through PayPal which makes it stress free. Reviewed on: 17th May 2024

Very easy to use love PayPal, I use it for all my on...

Very easy to use love PayPal, I use it for all my online purchases very easy contact if anything goes wrong. Would highly recommend. Reviewed on: 17th May 2024

Easy way to pay

Always been really easy to set up payments, easy to repay early and gives good flexibility when looking for things to purchase. I love using PayPal and would love more retailers to accept it, although that would be slightly dangerous as I'd probably end up spending more money! Reviewed on: 17th May 2024

Very good service PayPal is excellent thank you so...

Very good service PayPal is excellent thank you so much Reviewed on: 17th May 2024

PayPal Pay in 3 is so convenient

I have used the pay in 3 credit option several times. It is so convenient when you want to make a purchase that's a little too much to pay in full straight away, it allows you to spread the cost without committing to a loan over a longer period... Reviewed on: 17th May 2024

It’s a handy system and is easy to use if would reco...

It’s a handy system and is easy to use if would recommend it to family and friends! Reviewed on: 17th May 2024

It’s so easy to use.

It’s so easy to use. It’s allows me to purchase goods easily and at the same time protect me when buying goods too. Reviewed on: 17th May 2024

Always helpful and fast responses

Always helpful and fast responses Reviewed on: 17th May 2024

Made many pay in 3 purchases, never missed a payment...

Made many pay in 3 purchases, never missed a payment, suddenly it gives an error and disappears as a payment method. Gave up and went to Klarna. Never missed any payments ever on any product as my credit report shows.. Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.31 from 64 reviews
Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 169089 reviews
Payments
from PayPal 4.70 from 3821 reviews
Credit card
from PayPal 4.69 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub