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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93743)

PayPal has been very helpful to me.

5
PayPal has been very helpful to me. Reviewed on: 28th May 2024

I have used pay in 3 multiple times!

5
I have used pay in 3 multiple times!! I feel it helps people that maybe want to buy something that little more expensive. Reviewed on: 28th May 2024

My Honest Opinion

5
Paypal provides consumer protection. I have enjoyed money back refunds for goods either not received or of poor quality on many occasions. Reviewed on: 28th May 2024

Easy to use

5
Really Easy to use, it took me seconds to complete the transaction Reviewed on: 28th May 2024

Fantastic service.

5
Fantastic service. Flexibility in the way you idiot and decent interest rate charged Reviewed on: 28th May 2024

PayPal Peace of mind

5
Every time I use PayPal: Pay in 3, I just feel so much more relaxed to know I don’t have to worry about a lump sum going out of my account, and that I’m not going to pay exorbitant interest on the purchase. It’s just a couple of clicks and peace of mind. Brilliant feature! Reviewed on: 28th May 2024

I find paypal SO easy to use, it's safe, customer se...

5
I find paypal SO easy to use, it's safe, customer service is super helpful with any queries or questions. I always try to pay via paypal and the Pay in 3 is amazing to stretch your money that bit further when you're waiting for payday! Reviewed on: 28th May 2024

Is great to make larger purchases accessible over a...

5
Is great to make larger purchases accessible over a fixed period. Easy, convenient and flexible Reviewed on: 28th May 2024

PayPal provides a service called pay in 3.

5
PayPal provides a service called pay in 3. Personal this is a fantastic facility which allows me to budget more efficiently Reviewed on: 28th May 2024

Very reliable, good customer service

4
Very reliable, good customer service Reviewed on: 28th May 2024

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