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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92198 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92362)

Pay in Three Saviour

Paypal is easy to use and convenient and Saviour in Much needed time.pay in Three is Excellent Service by paypal . Reviewed on: 23rd May 2024

Have never experienced any issues.

Have never experienced any issues. I find it very convenient to make 3 manageable payments over 3 months. I also like that these payments are taken automatically each month so I don't have to worry about whether I've paid on time. Reviewed on: 23rd May 2024

Runs smoothly and easy to understand

Runs smoothly and easy to understand Reviewed on: 23rd May 2024

It’s super helpful for shopping!

It’s super helpful for shopping!!! Reviewed on: 23rd May 2024

fantastic incentive to get the economy moving

Was a brilliant little incentive to convince me to spend me cash on a luxury item, knowing i was paying 0% on the facility and able to split across 3 payments, fantastic incentive to get the economy moving Reviewed on: 23rd May 2024

Great way to pay for big or small purchases

I’ve had no issues with PayPal credit pay in 3 over the past three years I have used it! Always very easy to pay with and you don’t have to remember to pay it gets taken as direct debit but with the option that you can pay early if you’d like! Reviewed on: 23rd May 2024

Pay in 3 is great for large sum purcahses.

Pay in 3 is great for large sum purcahses. Reviewed on: 23rd May 2024

Excellent service, easy to access and use.

Excellent service, easy to access and use. Refund is process easily and on time. Reviewed on: 23rd May 2024

Pay in 3 helps spread the cost with 0%.

Pay in 3 helps spread the cost with 0%. I also use buy now pay in 4 months with 0% that’s also great Reviewed on: 23rd May 2024

Easy to use, no hassle quick and clear

Easy to use, no hassle quick and clear Reviewed on: 23rd May 2024

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