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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95760 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95811)

Very easy and convenient, helps to spread costs.

Very easy and convenient, helps to spread costs. Reviewed on: 1st June 2024

Superb service helps me alot with day to day perchas...

Superb service helps me alot with day to day perchases absolute god send Reviewed on: 1st June 2024

Simple 0% interest repayment plan

Pay in 3 makes purchases more affordable with 0% interest. What's not to like Reviewed on: 1st June 2024

I have had no problem with Pay in 3 in fact I would...

I have had no problem with Pay in 3 in fact I would say it is an excellent service that has been provided Reviewed on: 1st June 2024

Really straightforward

Using pay in 3 was so straightforward, option was there in PayPal so process was the same as using PayPal for a normal purchase. Could log in and see when payment was due, plus I got email reminders. Payment came from the bank I already had set up, so nothing new to add. The pay in 3 option meant I was able to buy something I might have missed out on if I had to save up over 3 months. Reviewed on: 1st June 2024

Easy pay points and very easy to use

Easy pay points and very easy to use Reviewed on: 1st June 2024

Handy help

Very straight forward and enables spreading of payment without having to make individual applications each time. Pay in 3 has been applied every time I needed it. Useful updates enable me to keep track of all due/pending payments. Personally I would like opportunity to spread over a longer period for larger sums. Reviewed on: 1st June 2024

I use pay in 3 every time, when I can

I use pay in 3 every time, when I can Reviewed on: 1st June 2024

The best plan ever !

The best plan ever ! Highly recommended! Definitely offering the flexibility to the customer ! Reviewed on: 1st June 2024

I’ve been using PayPal services for several years no...

I’ve been using PayPal services for several years now, and lately it’s been profitable and easy for me to buy things that cost more, so I’d give it a good rating. Thanks.... Reviewed on: 1st June 2024

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