Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
g4sji@btinternet.com's avatar
[email protected]

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
SC's avatar
SC

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96306)

Paypal in 3 has been a lifesaver.

5
Paypal in 3 has been a lifesaver. It has helped me manage with future bills, allowing me to spread out the cost when I am unable to afford all at once. I am able to apply it not only to expensive items but on hotels and activities. Reviewed on: 2nd June 2024

Enjoying my Paypal experience

4
I believe, I’ve never had a problem as of yet and enjoy using PayPal where I can. Reviewed on: 2nd June 2024

Never had an issue find it a great way to spread the...

5
Never had an issue find it a great way to spread the cost Reviewed on: 2nd June 2024

An easy and convenient way to pay off money credit u...

5
An easy and convenient way to pay off money credit used. Reviewed on: 2nd June 2024

Good flexible option however sometimes do not get a...

4
Good flexible option however sometimes do not get a notification that there is money in my pay pal account Reviewed on: 2nd June 2024

Once it's set its not a worry about missed payment,a...

5
Once it's set its not a worry about missed payment,also 0% Interest Reviewed on: 2nd June 2024

Easy way to split up payments when little things cro...

5
Easy way to split up payments when little things crop up that are out of your budget for that month. Fast and convenient when using the app. It’s great that the payments come out automatically so I don’t have to think about it once it is done. Reviewed on: 2nd June 2024

Pay in 3 was easy to set up and made my purchase mor...

5
Pay in 3 was easy to set up and made my purchase more affordable Reviewed on: 2nd June 2024

I use PayPal frequently,especially for money transfers.

5
I use PayPal frequently,especially for money transfers. Reviewed on: 2nd June 2024

Great service

5
I’ve been loving pay in 3 it allows me to split big bills into 3 without having to worry about any interest rates or anything Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 174120 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products