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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (91663 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (91894)

Nothing but praise works well and no problem

Nothing but praise works well and no problem Reviewed on: 20th May 2024

Very tempting to order using pay in 3

Very tempting to order using pay in 3 Reviewed on: 20th May 2024

best option to pay online

Good, The best option to pay online Reviewed on: 20th May 2024

Good secure way to pay and to pay in...

Good secure way to pay and options to pay in 3 Reviewed on: 20th May 2024

Seamless integration makes PayPal easy to use

Seamless integration in to the existing PayPal app meant fewer additional steps to set up, and made it very easy to manage Reviewed on: 20th May 2024

I like pay in 3

I like pay in 3, I want to be able to pay in store via PayPal and make the most of the pay in 3 feature. Please introduce this. Reviewed on: 20th May 2024

No pressure No stress No interest added.

Being able to pay in 3 Instalments takes the pressure off finding the money all at once especially if you find a good holiday at a cheap price but can not afford to pay all st once. The option to spread the payments monthly has made everything stress free for me. No interest on any payments is exactly what people need especially with the cost of living crisis. Reviewed on: 20th May 2024

I feel all my transactions are safe and when needed...

I feel all my transactions are safe and when needed they are there to help Reviewed on: 20th May 2024

As a frequent online shopper, I've found PayPal's "P...

As a frequent online shopper, I've found PayPal's "Pay in 3" feature incredibly helpful. It allows me to break down my purchases into three manageable, interest-free payments, making it easier to budget without worrying about immediate full payment. The process is straightforward and integrates seamlessly with my existing PayPal account, ensuring security and ease of use. It's particularly useful for larger purchases that would otherwise strain my monthly budget. Overall, "Pay in 3" has enhanced my shopping experience by providing financial flexibility and peace of mind. Reviewed on: 20th May 2024

PayPal review

Have used PayPal credit and PayPal pay in 3 many times before and this has helped me to manage my finances better, and spread the cost which has been a lifesaver! Reviewed on: 20th May 2024

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