Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92198 reviews)

View other PayPal products

4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (92359)

Excellent service to use especially paying in 3 steps

Excellent service to use especially paying in 3 steps Reviewed on: 12th May 2024

Very helpful

Pay in 3 is very helpful and useful way to pay for your purchase! Reviewed on: 12th May 2024

Extremely good service, always been very helpful in...

Extremely good service, always been very helpful in terms of customer support. Reviewed on: 12th May 2024

Easy use

I've never had an issue with PayPal pay in 3, it's user friendly and easy to use. I've used it around 3 times now, it's easy to pay off when your ready or pay earl if you can. Not only that but the payments are easy to make Reviewed on: 12th May 2024

The PayPal Credit system is such a good system and g...

The PayPal Credit system is such a good system and gives you flexibility when it comes to managing payments. Reviewed on: 12th May 2024

Pay in 3 is a life saver!

Pay in 3 is useful if you don’t have the current funds but will later on. Reviewed on: 12th May 2024

Convenience

The pay in 3 option helps me spread costs when buying large priced items, without interest being added. Reviewed on: 12th May 2024

Always easy to use

Always easy to use and when there are issues with fraud they deal with it in a positive manner Reviewed on: 12th May 2024

I always use pay in 3.

I always use pay in 3. It’s great! Reviewed on: 12th May 2024

PayPal is a useful tool to have.

PayPal is a useful tool to have. It’s good and PayPal in 3 in great for splitting payments. But it would be great if they explained the reason for declining PayPal in 3 as sometimes it will be declined without reason Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.40 from 561 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Retail finance
from Buyline 4.37 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 169848 reviews
Payments
from PayPal 4.70 from 3829 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub