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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92198 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92362)

very helpful.

Always been very helpful. Cant complain at all Reviewed on: 21st May 2024

A safer way to pay for items...

A safer way to pay for items over the internet, without having to put bank details online to many times. Reviewed on: 21st May 2024

Pay in 3 is 10 out of 10

I've used pay in 3 several times and find it extremely flexible. I can pay off early without charges and there's no interest to worry about. Reviewed on: 21st May 2024

PayPal Pay in 3 makes things affordable

Being able to use PayPal Pay in 3 gives me the ability to purchase goods spreading the cost which is greatly beneficial especially during the current financial climate and the cost of living. Sometimes I would be unable to purchase goods etc. without the assistance of PayPal Pay in 3. Reviewed on: 21st May 2024

Excellent service

The 3 pay service is good. It gives me time to pay what I couldn't afford at once Reviewed on: 21st May 2024

Very affordable and makes life easy

Very affordable and makes life easy Reviewed on: 21st May 2024

Excellent service, pay in 3 is perfect for money man...

Excellent service, pay in 3 is perfect for money management, it’s like a short term loan but for free. Anytime you are looking at an item that’s a bit steep, you can get it on payi in 3 and it takes the stress out of your transaction. Reviewed on: 21st May 2024

The Game-Changing Convenience of PayPal Pay in 3

PayPal Pay in 3 service has revolutionized the way I shop, offering unparalleled convenience and flexibility. Utilizing this service, I recently purchased a brand new iPhone and booked a flight ticket, and the experience was nothing short of exceptional. The ability to split my payments into three interest-free installments allowed me to manage my finances effortlessly, without any added stress or burden. Not only did it alleviate the upfront cost, but it also provided me with the freedom to budget responsibly while indulging in the items I desired most. Furthermore, the seamless integration of PayPal Pay in 3 at checkout streamlined the purchasing process, saving me valuable time and effort. With just a few clicks, I was able to secure my purchases and proceed with confidence, knowing that my transactions were protected by PayPal's renowned security measures. Overall, PayPal Pay in 3 service has exceeded my expectations, offering a convenient, secure, and empowering shopping experience. Whether you're splurging on a luxury item or booking essential travel, this innovative service is a game-changer for anyone looking to elevate their shopping experience. Reviewed on: 21st May 2024

Great service, always easy to use.

Great service, always easy to use. Reviewed on: 21st May 2024

Nice idea shame it doesn’t work properly

Experienced some challenges - with third party such as jessops not working properly and eventually I gave up . I would like this service but hasn’t worked for me… I keep experiencing issues between service providers Reviewed on: 21st May 2024

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