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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94360 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94399)

It’s easy to use

It’s easy to use and doesn’t complicate things by charging you interest on top of your monthly payments providing you pay on time. I prefer it to Klarna just because I use PayPal for a lot of shopping online Reviewed on: 28th May 2024

By offering the pay in 3 option, pay pal has allowed...

By offering the pay in 3 option, pay pal has allowed me to purchase things and reduce the stress of having to pay for them in full as soon as I purchase them. It allows me to have more freedom of my money each month. I think it’s a fantastic option to have, I would highly recommend it to anyone. Very simple and straight forward too, which is a huge plus Reviewed on: 28th May 2024

3 in 1 plan

I use the 3 in 1 plan often as I like the fact that you know exactly how much to pay each month in the plan, plus I it means you are spreading the cost for 3 months. Reviewed on: 28th May 2024

Easy and helpful

Pay in 3 is easy to use and very helpful when spreading cost. Easy to manage as well if you want to pay sooner rather than later. Reviewed on: 28th May 2024

All good and very easy to use, very...

All good and very easy to use, very helpful Reviewed on: 28th May 2024

Resolving issues...

When it comes to resolving issues, they are good but it takes long. I believe you guys can do better. Reviewed on: 28th May 2024

Makes it easier to pay for large sums

Makes it easier to pay for large sums Reviewed on: 28th May 2024

Thats the best thing paypal did to give 3 payments a...

Thats the best thing paypal did to give 3 payments as you can buy easily anything you wanted but you didn’t have money to buy those thanks paypal Reviewed on: 28th May 2024

It just makes spending so much easier to manage.

It just makes spending so much easier to manage. You can spread the cost without paying interest. So it means you can buy all your summer clothes and then pay for them over summer. It's actually helping me save money. Reviewed on: 28th May 2024

Good value in Pay in 3 !

Their Pay in 3 makes it possible and easier to make larger purchases. Reviewed on: 28th May 2024

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