Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92844 reviews)

View other PayPal products

4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (92949)

Easy simple & handy.

Easy simple & handy. Splitting cost makes larger payments more affordable Reviewed on: 21st May 2024

Easy to use

Easy to use, always handy when you need it. Reviewed on: 21st May 2024

PayPal’s pay in 3 help me to make more payments and...

PayPal’s pay in 3 help me to make more payments and save money for my future expenses. Reviewed on: 21st May 2024

I like how they can make transactions stress free

I like how they can make transactions stress free Reviewed on: 21st May 2024

Smooth as butter

It has always been smooth, never had an issue with payment. Pay in there helps with my cash flow. Would recommend it to anyone without paying interest. Reviewed on: 21st May 2024

Very happy overall good experience and PayPal are re...

Very happy overall good experience and PayPal are reliable for me at this time. Content for now still enjoying experience. Reviewed on: 21st May 2024

Easy way to spread payments at no extra cost if you...

Easy way to spread payments at no extra cost if you pay in full. Reviewed on: 21st May 2024

Great experience in any aspect!

Great experience in any aspect! Thank you Reviewed on: 21st May 2024

Was very quick and easy to use!

Was very quick and easy to use! Was very happy got to use spread in 3 option with 0 interest so made my purchase more affordable Reviewed on: 21st May 2024

Ive used pay in 3 for a number of larger purchases a...

Ive used pay in 3 for a number of larger purchases and its really simple, user friendly and the customer service when i had a problem with my direct debit not working the team were very helpful. I have never had an issue. Reviewed on: 21st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 170196 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub