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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95358 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95417)

Regular user of excellent Pay in 3

I've used PayPal 'Pay in 3' numerous times, it's tremendously convenient and simple to understand. I cannot fault it and will continue to use this credit offer for the foreseeable future. Reviewed on: 29th May 2024

Good, and it’s so safer than other apps

Good, and it’s so safer than other apps Reviewed on: 29th May 2024

So easy and helps to breakdown even payments over a...

So easy and helps to breakdown even payments over a longer period, allowing people to buy and afford at the time they need it. Reviewed on: 29th May 2024

Gives peace of mind when using PayPal to make paymen...

Gives peace of mind when using PayPal to make payments and the pay in 3 and pay later options are very helpful when needing something before pay day Reviewed on: 29th May 2024

I have used PayPal recently it’s a good alternative...

I have used PayPal recently it’s a good alternative to bank specifically when you don’t have your bank card with you. Reviewed on: 29th May 2024

Reviewing Pay in 3

Nothing additional to say. Thank you. Reviewed on: 29th May 2024

Always positive, never had any issues.

Always positive, never had any issues. Made my payments on time and paid all the credit off. Reviewed on: 29th May 2024

.Very helpful and assisting and handy to have!

PayPal has assisted in helping me pay in 3 for things I haven’t been able to afford at once, due to late payments from work or just not having the funds to pay something in one go. PayPal has also assisted in helping me get my money back from a company after being ripped off. I advise everybody, if they’re ordering something for eg a bed, sofa etc, large items then to use PayPal pay in 3 if it helps you, or to pay using PayPal as a form on protection when paying. PayPal gives me peace of mind when using them because i know they are always there to help and assist if in any case something was to go wrong. Reviewed on: 29th May 2024

Absolutely recommend.

I use pay in 3 a lot. It really helps me to pay things off in more manageable chunks for myself. Being in a cost of living crisis this allows me to structure my money better. Paypal’s customer service is also amazing, any issues i’ve ever had they always help promptly and are very reassuring. Reviewed on: 29th May 2024

I really handy way of paying

I really handy way of paying, I use it for my children’s birthday and Christmas presents Reviewed on: 29th May 2024

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