Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (95235)

Handy little feature

5
In the last few years have seen changes within how PayPal is set up. Pay in 3 is handy with no interest, you can pay early and you get a clear reminder about payments being due Reviewed on: 29th May 2024

It was very simple and I love that it offers it on t...

5
It was very simple and I love that it offers it on the spot! I’ve used it a few times and puts me at ease knowing Incan use that service Reviewed on: 29th May 2024

Great stuff, really useful tool.

5
Great stuff, really useful tool. Makes paying for larger items that much more manageable Reviewed on: 29th May 2024

Easy to use and very helpful to spread payments.

5
Easy to use and very helpful to spread payments. Reviewed on: 29th May 2024

Very easy service to use.

5
Very easy service to use. Helps with expensive purchases, spreading the cost with no fee. Reviewed on: 29th May 2024

Very fast and efficient to use.

5
Very fast and efficient to use. When I had a query, the customer service team again were fast and efficient at providing me information and solving my query. Reviewed on: 29th May 2024

I use it for big purchases that I can spread with no...

5
I use it for big purchases that I can spread with no interest this is a save! Love it Reviewed on: 29th May 2024

I love it!

5
I love it!! Quick and easy way to pay for goods that I xan budget for easily Reviewed on: 29th May 2024

Pay in 3 has been amazing.

5
Pay in 3 has been amazing. It’s a great option for people who can’t afford to pay at once and can have the items they want. The navigation through the app makes it easy to get this option Reviewed on: 29th May 2024

easy to use.

5
easy to use. saves you time and money Reviewed on: 29th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 172486 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3836 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products