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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94121 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94185)

Amazing customer service,friendly and quick payment...

Amazing customer service,friendly and quick payment method Reviewed on: 24th May 2024

PayPal pay in 3 makes it easier for me to make purch...

PayPal pay in 3 makes it easier for me to make purchases online and manage my finance. Reviewed on: 24th May 2024

Best service ever!

Never had any issue that hasn't been easily resolved Reviewed on: 24th May 2024

It's good but the interest rates are abit high

It's good but the interest rates are abit high Reviewed on: 24th May 2024

Brilliant for big purchases

Pay in 3 excellent for spreading the cost of larger purchases - especially unexpected ones! The interest free option is even better than using credit card Reviewed on: 24th May 2024

PayPal is great to use to send money to friends and...

PayPal is great to use to send money to friends and also when I am tight in money the three in 1 is great Reviewed on: 24th May 2024

I can’t pay the full payment of an offer to avoid in...

I can’t pay the full payment of an offer to avoid interest Reviewed on: 24th May 2024

Hassle free

Quick and easy no hassle, would definitely recommend to friends and family. Reviewed on: 24th May 2024

Great service, always there when you need it!

Great when you're in a pinch or just want to spread a sum over the course of a few months. No interest makes this a no brainer for anyone interested. Highly recommend to anyone in a similar spot. Never had any issues with Paypal and they have always been very reasonable and understanding. Reviewed on: 24th May 2024

Very easy and straightforward.

Very easy and straightforward. Allowed me to budget more. Reviewed on: 24th May 2024

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