Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93522 reviews)

View other PayPal products

4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (93563)

This service gave me flexibility when making online...

This service gave me flexibility when making online payments. It’s really handy for unexpected expenses Reviewed on: 22nd May 2024

Top service!

Top service! Making life easier with flexible payment, PayPal is my default option. Reviewed on: 22nd May 2024

Great, easy to use, pay in 3 plan, perfect

I have used PayPal pay in 3 on numerous occasions and have found it so easy to use. It has enabled me to buy some items I have really needed interest free which I would not necessarily have been able to afford with the current cost of living so I am extremely grateful of this pay in 3 option. Also I love the fact that you are informed by email the date that your next payment is due and in the PayPal App it gives you the choice of early payment if you wish to do so. A great easy use prepayment, no extra cost plan that I would absolutely recommend for anyone to use Reviewed on: 22nd May 2024

I have had excellent experience with this.

I have had excellent experience with this. Very helpful as allows extra time to pay for things. Reviewed on: 22nd May 2024

I've had brilliant experiences with PayPal pay in 3...

I've had brilliant experiences with PayPal pay in 3. Even if there have been insufficient funds in the account by accident, I've been able to pay on the same day manually which has been brilliant. It really takes the pressure off when you know you can pay in three instalments rather than all at once as that's not always possible. It takes away the stress of large necessary payments. Reviewed on: 22nd May 2024

Always have a good experience

Always have a good experience any issues are resolved easily Reviewed on: 22nd May 2024

So easy and agents are so helpful & understanding as...

So easy and agents are so helpful & understanding as if they were actually your friend Reviewed on: 22nd May 2024

PayPal is the people choice. Safer then banks for sure

In all the years I have been using PayPal I’ve never been disappointed. Always able to reach them by phone to sort out any issues as well. Trust them more then the banks nowadays Reviewed on: 22nd May 2024

A life saver

As a family with 6 children we us pay in 3 a lot especially around Xmas as it allows us to get the children what they need whilst still maintaining a healthy way of budgeting without going without essentials Reviewed on: 22nd May 2024

Helps to split up purchases when you are being paid...

Helps to split up purchases when you are being paid bi weekly - easy to do and process shame all sites don’t offer this facility as they have PayPal but not the pay 3 option ! Notifications are good a few days before payment is due x Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.40 from 561 reviews
next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 170675 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub