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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93008 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93070)

Not as available as it is made to sound

Interesting I should get this review request when I’ve just been denied use of pay in 3. I have no default, No outstanding pay in 3 debt - I paid the last one early, nothing current owed Reviewed on: 20th May 2024

First choice!

I have used PayPal for years and it is my first choice for any online payments. I use it for eBay as well as other retailers. The pay in 3 is my favourite function, as it is interest free and helps with the initial impact. Reviewed on: 20th May 2024

PayPal is king

Used PayPal for years with very little trouble Reviewed on: 20th May 2024

Spreading the cost makes life easier!

Every time I book a flight I always use pay in 3. It has been great help, as it gives me the option to spread the cost of in 3 payments. With no interest! Which has made travelling for me so much easier! Reviewed on: 20th May 2024

Great to manage your busget by paying in installments

Great to manage your busget by paying in installments Reviewed on: 20th May 2024

Easy, and quick

Easy, and quick, faultless experience with a clear and thoughtful layout of terms and payments Reviewed on: 20th May 2024

Great alternative to spread payments across

Great service to spread cost across months without extra cost. Customer service cancelled be improved Reviewed on: 20th May 2024

Pay in 3 comes in so handy and is super easy

Always use pay in 3 when I have things I need to buy that I didn’t plan for. Super easy to use and super useful Reviewed on: 20th May 2024

I love using Pay in 3.

I love using Pay in 3. I use it very frequently for purchases that allow me to spread the cost of them. It's a little more convenient at times and a good option to be able to utilise Reviewed on: 20th May 2024

Simple and easy process, good comms

Simple and easy process, good email comms around transactions. Very happy. Reviewed on: 20th May 2024

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