Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (91663 reviews)

View other PayPal products

4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (91902)

Great for spreading the cost.

I love PayPal: Pay in 3 because it allows me to buy the things I want and need whilst still being within my monthly budget. Sometimes payments catch you by surprise but Pay in 3 lets you spread the payment across 3 months which is great when trying to save money. Reviewed on: 16th May 2024

Experiencing for last 10 years excellent PayPal is...

Experiencing for last 10 years excellent PayPal is providing unbelievable services to customers Reviewed on: 16th May 2024

PayPal Pay in 3 a great way to spend flexibly!

PayPal Pay in three gives me flexibility to spread the cost of things without any interest or the commitment of a credit card. Its helped me buy everything from a takeaway just before payday to Train tickets and online shopping. I highly recommend it. Reviewed on: 16th May 2024

Super convenient service and smooth experience.

Super convenient service and smooth experience. Really clear expectations. Reviewed on: 16th May 2024

Makes life a little easier with being abke to spread...

Makes life a little easier with being abke to spread costs over a few months and most people accept this now too. In a world of increased costs and affordable living it makes sense. Reviewed on: 16th May 2024

More Options, delay instalment.

More Options, delay instalment. Split in 4 or 5 on purchases over 300+ would be fine. Reviewed on: 16th May 2024

PayPal pay in 3 is an amazing plan

PayPal pay in 3 is an amazing plan, which helping us to buy what we need and pay the full amount later. It saved me many times when I was waiting for my payday and was not able to pay the full amount at once. It's giving us the freedom and choice. Reviewed on: 16th May 2024

Paypal is intuitive and easy to use.

Paypal is intuitive and easy to use. Reviewed on: 16th May 2024

Customer service and mobile app

I have always had a good experience with PayPal customer service and the mobile app. Reviewed on: 16th May 2024

Great for 0% over 4 months on large purchases and gr...

Great for 0% over 4 months on large purchases and great for pay in 3 to split payments Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 169597 reviews
Payments
from PayPal 4.70 from 3825 reviews
Credit card
from PayPal 4.69 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub