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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95358 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95389)

Makes this easier paying over 3 months

Makes this easier paying over 3 months Reviewed on: 26th May 2024

Very nice and fantastic and very healpful of divisio...

Very nice and fantastic and very healpful of division of payment into 3 Reviewed on: 26th May 2024

I'm very happy with PayPal.

I'm very happy with PayPal. The three in one service makes a big difference to me. Reviewed on: 26th May 2024

Paypal pay in 3 is so so easy and confident...

Paypal pay in 3 is so so easy and confident Reviewed on: 26th May 2024

Best payment service

Best service and great payment app. Reviewed on: 26th May 2024

I often use PayPal pay in three for online purchases...

I often use PayPal pay in three for online purchases Reviewed on: 26th May 2024

A life saver always there when I need it and I can m...

A life saver always there when I need it and I can manage my payments easily on the app. Affordable repayment option Reviewed on: 26th May 2024

Better than a bank, easier to use, good costumer ser...

Better than a bank, easier to use, good costumer service Reviewed on: 26th May 2024

PayPal makes it super easier to manage credit and ma...

PayPal makes it super easier to manage credit and makes budgeting easier. It’s an incredibly useful response to have at hand for any emergency purchases, like when the washing machine breaks at the end of the month. I’ve used it many time and again for big purchases and it’s been so helpful have a simple method to break down costs over time. Reviewed on: 26th May 2024

Buy what you need hassle and interest free!

I didn't realise Paypal had this option. I have used Pay in 3 twice now and it has enabled me to make purchases and still keep within my monthly budget. It's great! If it wasn't for Pay in 3 I wouldn't have been able to get the items. And the best part is it's so easy to use. Like any credit offered, just make sure you can make the monthly payments. Keep within your budget and it'll work for you. Reviewed on: 26th May 2024

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