Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95194 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95235)

Great product and reliable service

Great product and reliable service Reviewed on: 25th May 2024

I’ve used pay in three several times it makes buying...

I’ve used pay in three several times it makes buying more affordable to split payments Reviewed on: 25th May 2024

Pay in 3 is the way for me!

I've been using Pay in 3 for a couple of years now. It's really helped me budget and to afford larger purchases. I've recently bought an electric garden weeder which I couldn't have bought from my pension. And unlike a credit card there's no interest! Reviewed on: 25th May 2024

Best pay in 3 provider

They’ve helped me out many times and I like that I can pay it off early Reviewed on: 25th May 2024

The pay in 3 feature is excellent for spreading cost...

The pay in 3 feature is excellent for spreading cost and managing debt. Really easy to use and keep tracknof Reviewed on: 25th May 2024

Excellent services easy to use and helpful when thin...

Excellent services easy to use and helpful when things go wrong, great peace of mind Reviewed on: 25th May 2024

I use pay in 3 with nearly every purchase as it spre...

I use pay in 3 with nearly every purchase as it spreads to cost and makes costlier items more affordable. Reviewed on: 25th May 2024

Everything has been easy to do.

Everything has been easy to do. Easy to pay, problems resolved quickly and very reliable. Reviewed on: 25th May 2024

Love using pay in 3.

Love using pay in 3. Have add to buy so many costly items over last year and this has made it affordable Reviewed on: 25th May 2024

Amazing and quick for use and easy access

Amazing and quick for use and easy access Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172486 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub