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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95015 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (95061)

I find pay in 3 very useful

I find pay in 3 very useful, as it helps to spread the cost of purchases over a period. I only ever use it on the zero percent option but their longer term plans are fairly good value too. I can think of numerous purchases I wouldn't have made had it not been for PayPal finance. Reviewed on: 24th May 2024

For when your car gives you troubles

Allows for higher price purchases to be spread over 3 months. Gives the flexibility to keep things like the car going when unforeseen issues occur and parts need ordering. Helps keep the monthly finances at a reasonable level. Reviewed on: 24th May 2024

Trust worthy and comfortable

I trust the process and I have never had a bad experience using this! PayPal is easy to use and you can check all your details are correct before doing anything. Also the security on this is super! Reviewed on: 24th May 2024

Great interface, quick and easy to use

Makes managing finances, quick and efficient Reviewed on: 24th May 2024

Very simple to use pay in 3.

Very simple to use pay in 3. Instant payments. Reviewed on: 24th May 2024

I much prefer to use Pay in 3

I much prefer to use Pay in 3 as I know it’s something I can plan for each month. It’s mega helpful you can see what you owe and when it’ll come out. Reviewed on: 24th May 2024

Good on buying on eBay products to pay in 3 easy pay...

Good on buying on eBay products to pay in 3 easy payments like purchasing a laptop. Reviewed on: 24th May 2024

Simple, easy to use with no drawbacks

Generally used it to offset payments, with there being no interest I don't see any draw backs to using pay in 3, great service and never had issues with it. Reviewed on: 24th May 2024

Pay in 3 is useful when I need time to spread my pay...

Pay in 3 is useful when I need time to spread my payment to fit my budget. Reviewed on: 24th May 2024

I love Paypal pay in 3

I love Paypal pay in 3 because it allows me to purchase more expensive items now and pay for them overtime, so now I never miss the good offers. Reviewed on: 24th May 2024

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