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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95760 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95798)

Paypal in 3 is a godsend!

Paypal in 3 is a godsend! It helped me whenninhad to.move home unexpectedly and had to buy a sofa over night which I hadn't saved for. Its great that it's spread over 3 months which is very manageable and doesn't feel like its hanging over your head for ages. Reviewed on: 27th May 2024

Very easy and never disappointed

Very easy and never disappointed Reviewed on: 27th May 2024

Very simple interface in the app and everything expl...

Very simple interface in the app and everything explained clearly about the features and credit account etc. Reviewed on: 27th May 2024

Quick and convenient

Great for spreading the cost, meaning you get to do more of what you enjoy without breaking the bank!! Reviewed on: 27th May 2024

good service , fast payment and evriting fine

good service , fast payment and evriting fine Reviewed on: 27th May 2024

Great feature!!

I've used Pay in 3 a couple times for slightly larger purchases, it's so easy to use and helps massively. Splitting the cost is really convenient and it's really simple to track your purchases Reviewed on: 27th May 2024

Fantastic I use it all the time!

Fantastic I use it all the time! Really really simple to use and very dynamic Reviewed on: 27th May 2024

It’s good, very helpful and easy to access

It’s good, very helpful and easy to access Reviewed on: 27th May 2024

Used pay in 3 several times for larger billed items.

Used pay in 3 several times for larger billed items. A great way of splitting the bill into manageable monthly amounts. Reviewed on: 27th May 2024

I absolutely love pay in 3.

I absolutely love pay in 3. especially For big purchases! I’ve even booked a holiday using this system so I could secure the flights. Reviewed on: 27th May 2024

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