Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92198 reviews)

View other PayPal products

4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (92362)

Excellent service and easy to use and pay in 3 is fab!

Excellent service and easy to use and pay in 3 is fab! Reviewed on: 15th May 2024

Great app.

Great app. Easy to navigate. Amazing when compared to others Reviewed on: 15th May 2024

Life changing

As a 20 year old student, having enough money for larger purchases can be difficult. However with pay in 3, i am able to make those bigger purchases without having to budget or cut back on spending. I really recommend it to anyone. It’s a fabulous service and the 0% interest really makes it worth it. Reviewed on: 15th May 2024

Flexibility

Pay in 3 has helped me finance payments while being able to cater for other needs during that month. This is as the breakdown in payments gives me more disposable income throughout the month so I can spend it on other things. Reviewed on: 15th May 2024

Never had any problems so can't comment on customer...

Never had any problems so can't comment on customer service, do have a few glitches every now and then where pay in 3 doesn't seem to be an option but then it works a few hours later, not sure if thats on paypals end or the sites that are using it. Reviewed on: 15th May 2024

Really useful.

Really useful. Pay in 3 came to my life when it was the most needed or else i would have not been able to afford the device . Thankyou paypal Reviewed on: 14th May 2024

Always found PayPal very easy to use

Always found PayPal very easy to use Reviewed on: 14th May 2024

The easy and successful solution to credit

amazing simple and easy to use pay in 3 helps me manage payments and spread out costs to make them less expensive or noticeable, paying no interest is great too using a feature to buy goods that require no fees is amazing. Reviewed on: 14th May 2024

Quick and affordable

Pay in 3 provides me with an affordable solution to large purchases! Reviewed on: 14th May 2024

Pay in three great for me.

Pay in three helps to spread your finance at no cost. Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.40 from 561 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Retail finance
from Buyline 4.37 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 169848 reviews
Payments
from PayPal 4.70 from 3829 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub