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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (92051)

Reliable and efficient service never had any problem...

5
Reliable and efficient service never had any problems with paypal Reviewed on: 13th May 2024

Very quick at returning money

5
Very quick at returning money from refunds Reviewed on: 13th May 2024

Have been using PayPal for a few years now and find...

5
Have been using PayPal for a few years now and find this company very fair with excellent service Reviewed on: 13th May 2024

My go-to payment method.

5
I use Paypal for most of my payments as it provides me with multiple options and flexibility, alongside additional security. The pay in 3 feature is particularly great for larger purchases as it’s interest free. It would be great to be able to increase the payment plan to a few more instalments for larger purchases. Reviewed on: 13th May 2024

Using paypal

5
Everything simple and easy to follow and you always check on security .an easy experience Reviewed on: 13th May 2024

So far, So Good.

5
My first time of using Pay in 3. I am satisfied with the service. Reviewed on: 13th May 2024

Paypal pay 3 has helped me so much

5
Paypal pay 3 has helped me so much Reviewed on: 13th May 2024

Easy way to pay in instalments 5 *

5
My experience with pay in 3 was great, there was an item a really wanted but didnt have the money in my bank on that day so decided to use pay in 3 for the first time. all transactions have gone smoothly Reviewed on: 13th May 2024

Always an easy process when paying but also with fle...

5
Always an easy process when paying but also with flexibility and security Reviewed on: 13th May 2024

Customer service relies mostly on forum posts from o...

4
Customer service relies mostly on forum posts from other users, which is unwieldy and inaccurate a lot of the time. It's great when it works - which it does most of the time - but when there's an issue you're a bit out at sea. Reviewed on: 13th May 2024

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