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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93641 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93743)

Ease of use

Excellent service and quick payments making yhings much easier Reviewed on: 18th May 2024

Everything went very smoothly- a great way to shop

Everything went very smoothly- a great way to shop Reviewed on: 18th May 2024

I've used PayPal pay in 3 many times and it's enable...

I've used PayPal pay in 3 many times and it's enabled me to say yes to those things I wouldn't notice able to get. I don't like having long drawn out loans where you pay interest but at the same time there are times when you have a want or a need but cannot afford a big chunk in one go, that's where pay in 3 comes in! Reviewed on: 18th May 2024

Best experience with PayPal always

Always had experience with PayPal. Had account since 2005. Never had any negative experience. Always recommend it to everyone. Best is no interest to it just pay what you have. Reviewed on: 18th May 2024

Nice to split up the bill.

Nice to split up the bill. I found it not working on sites like JD. But other shopping outlets no problem. Reviewed on: 18th May 2024

Out of reach.

I have made numerous purchases with PayPal pay in 3. It gives me the freedom of buying things I wouldn’t normally be able to afford. Reviewed on: 18th May 2024

I regularly use pay in 3 as it speeds the cost of it...

I regularly use pay in 3 as it speeds the cost of items from many different merchants, for clothes, electrical items, car parts, household goods, and things for the kids Reviewed on: 18th May 2024

Quick and simple and safe way to make your payment...

Quick and simple and safe way to make your payment Reviewed on: 18th May 2024

PayPal Pay in 3. Like a free credit card!

I’ve used PayPal Pay in 3 several times now for various purchases from different retailers. It is very easy and extremely useful when I need to spread costs over several months (3). All this for no fee or hidden charges or interest. Brilliant service! Reviewed on: 18th May 2024

Pay in 3 is quick and easy, allowing me to make purc...

Pay in 3 is quick and easy, allowing me to make purchases while having some breathing space in which to pay the full cost. It's a no hassle process and you can have more than one Pay in 3 plan going. I love it. Reviewed on: 18th May 2024

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