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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93641 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93743)

Great service ,use it abroad as well as at home ,buy...

Great service ,use it abroad as well as at home ,buying items or send money works as fine as any ither service from the comfort of your home Reviewed on: 17th May 2024

The process is always smooth and technically savvy.

The process is always smooth and technically savvy. Reviewed on: 17th May 2024

Brilliant job so far

PayPal is just brilliant, keep up the good job everyone. Reviewed on: 17th May 2024

Very handy

I used pay in three, very useful to spread the cost that way at 0% apr, thanks. Reviewed on: 17th May 2024

Recent experience

I recently used the option to pay in three installments for a purchase, and the experience was exceptionally convenient. This payment plan made a significant purchase more manageable by spreading the cost over three months. First, the setup process was straightforward. At checkout, I simply selected the three-installment option, provided the necessary payment information, and the system automatically divided the total amount into three equal payments. I received clear communication about the schedule and amounts of each payment, which added a layer of transparency and trust to the process. The flexibility this option offers is fantastic. It allowed me to buy a high-ticket item without immediately impacting my budget. Instead of having to save up or use a credit card with potentially high interest, I could comfortably afford the purchase while managing my other financial commitments. Another advantage was that there were no additional fees or interest charges. This was a pleasant surprise, as many payment plans come with hidden costs. The service simply provided a more flexible payment schedule without penalizing me for needing more time to pay. Customer support was also top-notch. I had a question about my payment schedule and reached out to their support team. They responded promptly and resolved my issue quickly, ensuring a smooth experience throughout. In conclusion, paying in three installments provided a seamless and stress-free way to manage a large purchase. I highly recommend this option to anyone looking for financial flexibility and convenience in their shopping experience. Reviewed on: 17th May 2024

Easy, reliable and safe to use.

Easy, reliable and safe to use. Payments are always quick in and out of accounts. Always feel reassured that PayPal will resolve any issues that may occur. Reviewed on: 17th May 2024

My pay in 3 experience

It’s very handy to pay in 3 & keep track of payments Reviewed on: 17th May 2024

Easy to use and very useful would recommend to anyone

Easy to use and very useful would recommend to anyone Reviewed on: 17th May 2024

Easy, clear and straight forward

Offers an easy, straight forward, easy and clear way to pay. Offering added buyer security. Customer services have always been very helpful when I have needed to contact them Reviewed on: 17th May 2024

I’m so happy I joined PayPal.

I’m so happy I joined PayPal. All payments are instant and I know I have the security making payments through PayPal which makes it stress free. Reviewed on: 17th May 2024

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