Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93169)

Very good service when you need to split the bill.

5
Very good service when you need to split the bill. I used it all the time i need it for a smooth and easy transaction. Thanks PayPal for your services Reviewed on: 14th May 2024

It was easy to set up and I was notified in advance...

5
It was easy to set up and I was notified in advance when my next payment was due. This helped a lot! I did receive a lot of calls when I missed a payment though. Reviewed on: 14th May 2024

All good service, smooth transactions

5
All good service, smooth transactions Reviewed on: 14th May 2024

Takes the pressure off and makes things affordable

5
Takes the pressure off and makes things affordable Reviewed on: 14th May 2024

I use it on a semi regular basis and really helps me...

5
I use it on a semi regular basis and really helps me out when I need something that I can't afford straight away! Splitting it across 3 interest free payments is perfect for me! Sometimes you need something right there and then but you can't afford the whole lump sum such as car parts or white goods... This is perfect to tide you over! Reviewed on: 14th May 2024

Very easy and helpful services with buyer protection

5
Very easy and helpful services with buyer protection Reviewed on: 14th May 2024

I am very happy with pay in 3, saves a lot of troubl...

5
I am very happy with pay in 3, saves a lot of trouble when I can split the payments with no interest Reviewed on: 14th May 2024

Brilliant easy to use easy to keep track of payments...

5
Brilliant easy to use easy to keep track of payments Reviewed on: 14th May 2024

Great service.

5
Great service. Very flexible and provided money when needed with no checks Reviewed on: 14th May 2024

It easy also is very helpful you can buy more...

5
It easy also is very helpful you can buy more stuff Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 170358 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3831 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 117 reviews
    PayPal
    View all products