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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93438)

Easy and simple process.

5
Easy and simple process. Clear app and can keep on top of upcoming payments. Reviewed on: 15th May 2024

A fantastic credit service for a range of purchases

5
Paypal: Pay in 3 is an excellent credit option for purchases small or large. Allowing the customer to defer payment without incurring added interest is the most favourable aspect. Also the fact that the low limit for purchases is £30 means that the customer can avoid denting their bank balance while buying a wide range of goods. Reviewed on: 15th May 2024

Cost of living buster

5
I have always used pay in 3 for my perfume Reviewed on: 15th May 2024

Safe and secure transactions

5
I always feel safe when using PayPal knowing if there's any problems that PayPal has my back and will get my money back if any problems .and the option of pay in 3 is great if your having a short month money wise it gets 10 out of 10 from me every time Reviewed on: 15th May 2024

I love the pay in 3 service, especially for my more...

5
I love the pay in 3 service, especially for my more expensive items . This gives me the opportunity to make 3 lesser payments instead of one larger payment. Works better for me Reviewed on: 15th May 2024

Better than loan companies or catalogues

5
So easy to use and I can buy items I or family members need with no interest as I pay before total is due Reviewed on: 15th May 2024

Very easy to use, safe and convenient

5
Very easy to use, safe and convenient Reviewed on: 15th May 2024

All on point ( on time to assist)

5
All on point ( on time to assist) Reviewed on: 15th May 2024

I used this service couple of times, and it is very...

5
I used this service couple of times, and it is very easy to use with clear instructions. Reviewed on: 15th May 2024

I love pay in 3

5
I love the option of pay in 3 it has helped me spread the costs of both treats and essential items Reviewed on: 15th May 2024

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