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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93522 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93603)

I’ve used pay in 3 twice now , it’s a great service...

I’ve used pay in 3 twice now , it’s a great service as there is no interest Reviewed on: 14th May 2024

Making paying for essentials a lot more manageable

I needed to order some essential furniture items, and I just couldn't afford the total amount up front. PayPal Pay in 3 let me spread the cost in 3 more manageable payments. Problem solved! Reviewed on: 14th May 2024

Inconvenience and issues

I use the option alot, the only downfall I can see is that even though my payment is pending its very very slow for the funds or credit to reflect on to ,y account which let's say, I have £200 credit available but I need to pay for something which is £230, well I would need to wait a few days before I can use that fund if I put a £40 pound pay,ent just so I can get what I want. But second time now it's happened to me where I missed out on the deal for being a day or 2 late as its not instant. Maybe loyal customers should get some perks? Reviewed on: 14th May 2024

It help buy and pay for sevices in a convenient...

It help buy and pay for sevices in a convenient way Reviewed on: 14th May 2024

Good service and low or even sometimes no interest

Good service and low or even sometimes no interest Reviewed on: 14th May 2024

Pay in 3

Very useful and easy to use, perfect service Reviewed on: 14th May 2024

Pay in 3 has enabled me to make my money go further...

Pay in 3 has enabled me to make my money go further and as a very short term 'loan' it's soon paid off. It's helped me at a time when finances have been tight as my mortgage and energy bills have risen. Reviewed on: 14th May 2024

Pay in 3 is simple, easy and effective.

Pay in 3 is an excellent way of splitting the cost of a purchase. It's really easy to set up with just the click of a few buttons. I love the fact that you're signing up to a commited payment schedule over three months which means it's easier to manage the repayments. A simple direct debit process means you can't forget to pay the bill on time and the installments mean you're not tempted to let it sit building interest on your account. Reviewed on: 14th May 2024

Easiest way to pay

Easiest way to pay with great interest free options I use PayPal often (wherever I can really) because of the convenience it offers and the option to delay payment for 4 months. The offering of credit it also very reasonable. Reviewed on: 14th May 2024

Been easy to get paid and also split the cost of pay...

Been easy to get paid and also split the cost of payments without interest Reviewed on: 14th May 2024

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