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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (92859)

Straightforward and simple to use.

5
Straightforward and simple to use. An easy way to pay for purchases without breaking the bank. Recommended. Reviewed on: 12th May 2024

Pay in 3 was easy to set up

5
Pay in 3 was easy to set up and a great way to pay for the more expensive items Reviewed on: 12th May 2024

Love using pay in 3.

5
Love using pay in 3. Make buying things a lot easier Reviewed on: 12th May 2024

Love it.

5
Love it. Quick and easy and simple Reviewed on: 12th May 2024

Brilliant service with transparent terms

5
It's very easy to use and there is no hidden catch. Everything in thoroughly explained and in full transparency. Being able to pay in 3 instalments is brilliant for emergency needs that don't fit in your budget or just because. Reviewed on: 12th May 2024

Straight forward, easy & convenient

5
Straight forward, easy & convenient Reviewed on: 12th May 2024

I have used PayPal for quite sometime now.

5
I have used PayPal for quite sometime now. I use it to make regular payments. The pay in 3 service helps in budgeting my finances. Reviewed on: 12th May 2024

Easy to use, convenient and helpful

5
Easy to use, convenient and helpful Reviewed on: 12th May 2024

Amazing always there to help when needed

5
Amazing always there to help when needed Reviewed on: 12th May 2024

Very easy to set up and manage.

5
Very easy to set up and manage. Most retailers now use this and is a way of not spending all your money in one go buy spreading bigger payments over 3 months. Definitely make sure you don't sign up for too many and can afford the monthly payments. Best bet is to have the money saved before purchasing and use pay at 3 to spread it across. Reviewed on: 12th May 2024

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