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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (92844 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (92949)

couldn’t recommend more !

paypal pay in three has been extremely beneficial for me , especially when i am struggling some months but really need to buy some stuff ! it tells you about all the payment dates which is amazing for scheduling and saving the money . another amazing thing is no interest rates !! personally i’ve never had a bad experience (: Reviewed on: 12th May 2024

Easy to use, and very helpful when you need to sprea...

Easy to use, and very helpful when you need to spread that purchase a little and interest free. Reviewed on: 12th May 2024

They are reliable and helped me build credit as a st...

They are reliable and helped me build credit as a student Reviewed on: 12th May 2024

Works a treat for me every time I use it

I use pay in 3 on a regular basis and it’s been a great way to have the cost spread over the course of three months. This way I can afford more. Reviewed on: 12th May 2024

How Pay in 3 has helped my Health.

In recent times, I've had issues with my health and ability to work making affordability for big purchases difficult. PayPals buy-now, pay in 3 scheme has helped ease my financial worries helping to make necessary purchases affordable, easing my financial stress. Reviewed on: 12th May 2024

Very easy and convenient to use and just help not pa...

Very easy and convenient to use and just help not paying all at once. Reviewed on: 12th May 2024

Allows flexibility

Allows flexibility for those unexpected our hases Reviewed on: 12th May 2024

it's been awesome .

it's been awesome . It was made easy to sold transactions especially when one needs an article imediatly but is short of cash. Reviewed on: 12th May 2024

If you haven’t yet then get yourself PayPal!

Always used PayPal never had any issues and a good way to help with credit rating Reviewed on: 12th May 2024

Great for those bigger purchases!

It’s fantastic when you want to buy something but don’t want to commit to the full amount and have it split into three smaller amounts! Reviewed on: 12th May 2024

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