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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93603)

Easy to use.

5
Easy to use. Easy to keep track of. Easy to pay off early if you wish to. Interface/integration with other apps is great! Reviewed on: 14th May 2024

I used pay in 3 & enjoyed the convenience of not pay...

5
I used pay in 3 & enjoyed the convenience of not paying big chunk at once. Reviewed on: 14th May 2024

PayPal is 100% trust

5
PayPal is Easter and faster i had never encountered any bad experiences with PayPal. Reviewed on: 14th May 2024

Makes paying bills easier!

5
Makes paying bills easier! I've used this service for a number of years. I use it to keep all my bills in one place, so I can see what is coming out each month, including online purchases, travel, pay-in-3 and more. It makes life easier, than having to track payments from individual companies. You can budget ahead, knowing you'll only have either 1 payment per month, or a handful of pay-in-3 payments. Reviewed on: 14th May 2024

Easy to use and safe for online transactions.

5
Easy to use and safe for online transactions. Very happy with them Reviewed on: 14th May 2024

Simply the Best

5
I have found using this service a great help. It has enabled me to buy things that I wouldn’t be able to if this service was not available. If a refund is required on any items bought through the pay in 3 system, it goes straight back into my account within a couple of days. If it is a part refund due to more than 1 order on the item, it gets paid to the remainder of the order and the payment is then reduced by the amount of the refund. I applaud PayPal for bringing in this system of interest free payment as it really has helped to get what I want without trying to pay out all at once. Thank you PayPal ❤️ Reviewed on: 14th May 2024

purchasing power by Pay in 3

5
Pay in 3 helped me a lot with my purchases. I was able to purchase items that I can’t afford to pay in full and it gives you peace of mind when you have a legitimate purchase from a reputable company thanks to PayPal. Reviewed on: 14th May 2024

I always get good assistance from PayPal

5
I always get good assistance from PayPal's team if I need to contact them about my account. While not the cheapest credit facility out there, PayPal is available easily and when you need it. They take a responsible lender's attitude as well, giving helpful advice and also making astute loan judgements that make sure you don't over-extend yourself. Reviewed on: 14th May 2024

Customer Service has been exemplary every time I hav...

5
Customer Service has been exemplary every time I have cause to contact them. All issues dealt with very quickly and courteously. Reviewed on: 14th May 2024

This is Secured payment.

5
This is the best of secured payment way. I am happy whit platform. Reviewed on: 14th May 2024

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