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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (93661)

Convenient, simple and reliable.

5
Convenient, simple and reliable. Always rate PayPal’s customer service as well. Reviewed on: 13th May 2024

It’s easy and convenient.

5
It’s easy and convenient. It’s especially useful before payday and at times of birthdays a Christmas when funds are stretched. Reviewed on: 13th May 2024

It's good, clear what needs to be done.

4
It's good, clear what needs to be done. Reviewed on: 13th May 2024

Had no issues using PayPal pay in 3.

5
Had no issues using PayPal pay in 3. Easy to set up and reminders of payments due before taken Reviewed on: 13th May 2024

Super fast and easy way to spread out payments on pu...

5
Super fast and easy way to spread out payments on purchases. Trustworthy and safe. Used it many times. Reviewed on: 13th May 2024

very Helpful

5
It was convenient for me and help me with finances. Reviewed on: 13th May 2024

Totally glad such an option is available.

5
Totally glad such an option is available. Especially a backup when you’re short of cash and can payback without any interest. Also, this mode has been linked with major retailers making it very easy for you to use this option. Reviewed on: 13th May 2024

Makes purchases affordable for my budget

5
Makes purchases affordable for my budget Reviewed on: 13th May 2024

Good, I am happy with PayPal pay in...

5
Good, I am happy with PayPal pay in 3 Reviewed on: 13th May 2024

Makes paying for those more expensive items easier t...

5
Makes paying for those more expensive items easier to manage especially over 3 months interest free. Great idea and i use it all the time Reviewed on: 13th May 2024

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