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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93641 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93743)

It’s been fine.

It’s been fine. Very handy if you’re low on money at that moment in time but be careful when using it as you need to keep ontop of payments. Reviewed on: 12th May 2024

For me it is the perfect way for managing cash flow...

For me it is the perfect way for managing cash flow on necessary purchases! Reviewed on: 12th May 2024

Very great to make payments more affordable.

Very great to make payments more affordable. Reviewed on: 12th May 2024

Professional finance service

Always was everything according with agreement . I expected professional money service and I have got it. Reviewed on: 12th May 2024

Smooth, reliable and safeer to keep money, moving to...

Smooth, reliable and safeer to keep money, moving to other accounts and direct debits. Reviewed on: 12th May 2024

Been Great service really good to pay for things

Been Great service really good to pay for things Reviewed on: 12th May 2024

Very helpful for managing cash flow

Very helpful for managing cash flow Reviewed on: 12th May 2024

Easy to use

Pay in 3 was easy to do and with the app, keep track of. Reviewed on: 12th May 2024

5 Stars..

PayPal is available to use with most online stores, offers money back if you are unsure of the seller & affordability with split payments. Sensible credit limit if not paying in 3 which they monitor & adjust accordingly making it a very responsible lender. Reviewed on: 12th May 2024

It's a no brainer!

So convenient to use and hassle free withe the benefit of interest free what's not to like! Reviewed on: 12th May 2024

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