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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94121 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94185)

Best option for splitting payments

Really easy to use and I have the option to make payments earlier if I wish to. Zero interest is always a bonus! Reviewed on: 12th May 2024

Very nice, really liking it.

Very nice, really liking it. Use it all the time cuz i cba to pay straught up even though i have the money ther Reviewed on: 12th May 2024

Afford the unaffordable in one payment

PayPal pay in 3 is a fantastic service, helping you to afford things you might not otherwise be able to afford in one payment. Reviewed on: 12th May 2024

Think it's a great safe way to pay and always had qu...

Think it's a great safe way to pay and always had quick problems resolved if any issues with payments Reviewed on: 12th May 2024

Honestly

I always use Pay pal, because they have an excellent reputation and have always been so reliable. When making online purchases I only ever use pay pal, their pay in 3 option has been brilliant for allowing we to pay for larger purchases over a time period which suits me Reviewed on: 12th May 2024

I've used Pay in 3 for a few years now, the experien...

I've used Pay in 3 for a few years now, the experience is full of ease, allows you to manage your money better by paying in 3 different payments or in 3 months, defo would recommend. Sometimes I pay 2/3 payments initially and pay the last amount after a few weeks. Try it out. Reviewed on: 12th May 2024

PayPal has become an integral part of my online shop...

PayPal has become an integral part of my online shopping experience, everything I need in one place and customer service are always on hand to help with my queries or concerns. Reviewed on: 12th May 2024

Pay in 3 is a great way to budget

Pay in 3 is a great way to budget at no cost Reviewed on: 12th May 2024

Paypal Pay in Three has allowed me to sensibly sprea...

Paypal Pay in Three has allowed me to sensibly spread the cost of several high value items since I began using it. Reviewed on: 12th May 2024

Pay in 3 is a solid addition.

Pay in 3 is such a great feature. Easy to understand with the added benefit of the consumer protection that PayPal are renowned for. UI is clean and it’s really helped in a cost of living crisis. Reviewed on: 12th May 2024

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