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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95492 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95549)

Help with budgeting

I find it so useful for larger purchases to spread the payments out over 3 months Reviewed on: 12th May 2024

Flexible, functional and vital

I've enjoyed the usability and flexibility of PayPal. It has great functionality and is helpful for a multitude of money transfers. Actually it is vital for me. Reviewed on: 12th May 2024

Had a wedding to attend and needed to order a dress...

Had a wedding to attend and needed to order a dress for the occasion. My money wasn’t going in to my account until the end of the month. PayPal, pay in 3 made it possible to order the dress I liked online. Without Pay in 3 I would have been stuck. Will definitely use it again. Thank you PayPal Reviewed on: 12th May 2024

Pay in 3 makes life easier

Pay in 3 makes it easy to buy some things and split the cost, and the best thing about it is there are no hidden charges or interests. I am very satisfied with the service and will continue to use it. Reviewed on: 12th May 2024

Very easy to use

Very easy to use - all upfront, no hidden agenda. Reviewed on: 12th May 2024

Excellent experience

Excellent experience - I have been using service for long time due to the peace of mind and trust in customer services whenever issue arises. Reviewed on: 12th May 2024

Top performance

Always excellent to use and never had any issues Reviewed on: 12th May 2024

Very easy to use, very convenient, and crucially ver...

Very easy to use, very convenient, and crucially very transparent as to the terms and conditions and the interest rate. You feel secure in knowing what you're paying and when you're paying it. Reviewed on: 12th May 2024

Brilliant PayPal.

It is a really easy and enjoyable experience using PayPal. I don't think I have ever had to make a phone call or send an email to their customer service team. I do everything through the app and it's just a simple easy experience. Reviewed on: 12th May 2024

I find the pay in three option helps me budget .

I find the pay in three option really helpful. It helps me pay for more expensive things & be able to budget by spreading it over 3 months. Reviewed on: 12th May 2024

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