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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95492 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95549)

Great option

Great option. Excludes the interest Reviewed on: 11th May 2024

Simply the best!

PayPal has aided me many times when I’ve needed a quick way to pay or if I’ve wanted more time to pay using pay in 3 or PayPal credit. They have also provided much valued security when it comes to bigger or online purchases and even helped when I’ve had issues with payments I did not know about. Fantastic service. Reviewed on: 11th May 2024

Brilliant service that I couldn’t live without.

Brilliant service that I couldn’t live without. Pay in three service is particularly useful for splitting up big purchases throughout the year and not getting swamped during expensive periods such as Christmas Reviewed on: 11th May 2024

I love pay in 3

I love pay in 3 - it’s such a great convenience and has helped me so much over the last couple years! Reviewed on: 11th May 2024

Great way to pay

Have used Pay in 3 numerous times and have never had any issues. Great way to purchase items and pay over time. Reviewed on: 11th May 2024

Always easy to use, payments manageable.

Always easy to use, payments manageable. Reviewed on: 11th May 2024

Pay in 3 has been really helpful.

Pay in 3 has been really helpful. Breaking up payments into smaller chunks to help me and people I know get to do the things they want, and not have to worry about paying large sums of money up front. Reviewed on: 11th May 2024

Fantastic service, easy to use, flexible

Fantastic service, easy to use, flexible Reviewed on: 11th May 2024

being able to use pay in three with Pay Pal is a gre...

being able to use pay in three with Pay Pal is a great asset to me. Being able to spread the cost over three months allows me to save money by buying for example my dog food in the larger size which works out cheaper than buying the smaller bags Reviewed on: 11th May 2024

Convenient, simple and effective.

Convenient, simple and effective way to spread out my spending. I used Pay in 3 plenty of times to make larger purchases bite less. Reviewed on: 11th May 2024

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