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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95708 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95744)

Convenient and allows me to purchase things with ease.

Convenient and allows me to purchase things with ease. Reviewed on: 12th May 2024

It’s hard to contact PayPal for any payments that ar...

It’s hard to contact PayPal for any payments that are not correct. Reviewed on: 12th May 2024

I’ve never had any problems with Pay in 3.

I’ve never had any problems with Pay in 3. Transactions and refunds have been actioned swiftly. Reviewed on: 11th May 2024

It was not as easy to speak with someone.

It was not as easy to speak with someone. Make it more easy to speak with someone than computer Reviewed on: 11th May 2024

it’s useful for most things

it’s useful for most things i buy that are over £30 but it is sometimes unclear about if it will deny it or not Reviewed on: 11th May 2024

Such a brilliant idea, easy to use and have used pay...

Such a brilliant idea, easy to use and have used pay in 3 a few times now. With no interest its a bonus! you can literally get what you want straight away when times are hard... it was so good at xmas being able to get everyones presents in one place then splitting the cost helped so much I'm so greatful for this service! Reviewed on: 11th May 2024

Lifesaver!

PayPal pay in 3 is the difference in my family having nice things and not. Reviewed on: 11th May 2024

It’s been a wonderful experience so far

It’s been a wonderful experience so far Reviewed on: 11th May 2024

Quick and easy to setup and pay.

Quick and easy to setup and pay. Never had any issue. Reviewed on: 11th May 2024

User friendly, easy to resolve issues

User friendly, easy to resolve issues Reviewed on: 11th May 2024

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