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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96314 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96328)

Saves me all the time when I’m short of money!

Saves me all the time when I’m short of money! Reviewed on: 11th May 2024

I love paypal ,it helps me manage my fjnances better

I love paypal ,it helps me manage my fjnances better Reviewed on: 11th May 2024

Being using papal pay in 3 for over a year

Being using papal pay in 3 for over a year and find it a great way to budget for bigger items. Easy to use. Reviewed on: 11th May 2024

Used pay in 3 and the pay.

Used pay in 3 and the pay.l In 4 months interest free, never had a problem Reviewed on: 11th May 2024

Pay in 3 is really useful because I can spread thing...

Pay in 3 is really useful because I can spread things over 3 months which makes them more affordable Reviewed on: 11th May 2024

No interest charge for 'pay in 3'

I like the fact that I'm not charged interest for the 'pay in 3' service. Reviewed on: 11th May 2024

Easy to use and set up - more convenient than...

Easy to use and set up - more convenient than my bank Reviewed on: 11th May 2024

PayPal pay in 3 in a great way to pay!!

PayPal pay in 3 in a great way to pay, have used it a lot to purchase things being able to spread the cost over 3 payments is really handy and means we can purchase what we need Reviewed on: 11th May 2024

I like the app and options available especially pay...

I like the app and options available especially pay in 3 which makes it way easier when shopping but you need to work on your customer experience as the wait time is long and I keep getting transferred to different departments as it seems nobody can answer my question Reviewed on: 11th May 2024

So good to keep track on expenses

So good to keep track on expenses Reviewed on: 11th May 2024

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