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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

Staff are always helpful when speaking to someone in...

Staff are always helpful when speaking to someone in the telephone. Reviewed on: 4th June 2025

Most of time I used to speak with phone with staff t...

Most of time I used to speak with phone with staff they are very helpful and good behave with me Reviewed on: 4th June 2025

Large unexpected repair bill

I had a rather large unexpected repair bill for my car, I applied for a loan from Penny Post CU and was dealt with promptly, excellent interest rates and very quick transfer of funds into my account. I rave about this credit union to everyone who will listen to me. Reviewed on: 4th June 2025

Excellent service very good in helping people with g...

Excellent service very good in helping people with good knowledge and discretion Reviewed on: 4th June 2025

Pennies make a pound

In the current cost of living crisis, Penny post offers products and services that brings a sigh of relief Reviewed on: 4th June 2025

When I requested a small loan on more than one occas...

When I requested a small loan on more than one occasion they were easy to deal with and the loan money was transferred quickly.. I had a couple of weeks where I was ill at my work and this necessitated making a phone call to pay that particular missed sum, they were understanding. Reviewed on: 4th June 2025

Super fast.

Super fast. Great service. Paid out quick Reviewed on: 4th June 2025

I applied for a loan for home improvements and the p...

I applied for a loan for home improvements and the process was so simple and quick with a decision reached and the money was in my bank account with no hassle , they make it so easy and the customer service was excellent . Reviewed on: 4th June 2025

I have been with the penny post for ages and always...

I have been with the penny post for ages and always the best regarding loans or savings. Reviewed on: 4th June 2025

Excellent customer service and great sense of humour.

Excellent customer service and great sense of humour. Reviewed on: 4th June 2025

Easy and fast loan service.

Easy and fast loan service. The loan i took was fast and easy with the lowest interest rate ever. Reviewed on: 3rd June 2025

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