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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

Easy and hassle free

Straight forward paperwork repayment from wages 10/10 Reviewed on: 28th July 2021

Great service very easy

Easy to use never declined. Affordable loans. Very happy Reviewed on: 24th June 2022

A brilliant way to save

Been a penny post member for over 4 years now. It's a fantastic way to save money via your wages. The interest is better than what you'd receive in a bank. Customer service has always been fantastic too! Reviewed on: 24th June 2022

Very satisfied with excellent service

Excellent service & very satisfied with the way things are done by Penny post staff and excellent response when ask a question overall services 10 out 10 Reviewed on: 24th June 2022

Crazy not to save - Credit Union

Have been a long serving member and couldn't have my holiday each year if it wasn't for the Credit Union , you have helped me and my family see a bit of the world - thanks Reviewed on: 24th June 2022

Excellent service

Easy to use. Easy to apply. Excellent response time. Very flexible rates Reviewed on: 24th June 2022

Great to save for a rainy day

Been saving for 2years plus and saving for when I retire for a little extra Reviewed on: 24th June 2022

Pennypost 5 Stars

Been a great and helpful way for me to save. They’re always on hand if I have any problems or questions, can’t complain at all. Reviewed on: 24th June 2022

Easy way to save up money and customer services always in hand with the Nivo app

Start saving with penny post few months ago and I’ve already seen an increase in my portfolio, never saved money so easily Reviewed on: 24th June 2022

Excellent

Excellent service and helpful for our employees in need Reviewed on: 24th June 2022

A great way to save without feeling the pinch

I have been with penny post for a number of years now and highly recommend them Reviewed on: 24th June 2022

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