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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Penny Post Credit Union Loans reviews (663)

Review of the Penny Post Credit Union, Loans:

Easy and hassle free

5
Straight forward paperwork repayment from wages 10/10 Reviewed on: 28th July 2021

Loans

5
Perfect for all needs. Comes direct out of wages so no worries with payments etc no bad on interest rates either. Check everything on a simple app. Simple application too. Reviewed on: 25th June 2021

Quick easy friendly

5
Friendly people who processed my loan in no time Reviewed on: 25th June 2021

Quick easy efficient

5
Such friendly helpful service. Fully understanding all circumstances Reviewed on: 25th June 2021

Simply the best

5
So quick at sorting everything no hassle and highly recommend. Reviewed on: 25th June 2021

First class loans

5
I always choose pennypost when I need to borrow money. The people are really friendly and the whole process is easy. The fact that it comes out of my wage before I even have it means I don't have to worry. And the rates are good too! Reviewed on: 25th June 2021

Lending in a time of crisis

5
Having had a much needed loan to consolidate a few cards etc. last year I found myself shielding for the most part so my usual overtime was non existent. Fortunately, I was able to top up my current loan to keep things afloat which was a massive relief Reviewed on: 25th June 2021

Excellent rates

5
Great rates great customer service quick and easy way to apply loan I’m with this company past 5 years and newer got disappointed. Reviewed on: 25th June 2021

Excellent service and staff

5
They have went out of their way to help , great Reviewed on: 25th June 2021

Amazing

5
Great company. Great services available and staff are friendly and helpful whenever I contact them. Reviewed on: 25th June 2021

Helpful

5
Always helped me when I've needed it Reviewed on: 25th June 2021

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