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Policy Expert : Car insurance reviews

4.67
Based on 5,027 reviews, last reviewed 29th May 2026
No new 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Setting up policy and getting renewal through very e... Setting up policy and getting renewal through very easy. Never had to claim and that will be the only useful review for an insurance company! Reviewed on: 7th September 2025
Scott's avatar
Scott

Latest lowest rating:

1

On price comparison site was one price, clicking on... On price comparison site was one price, clicking on buy now price jumped up 120 pounds, hows that happened, no joy from customer service but never exp... Read more Reviewed on: 29th May 2026
phillip f's avatar
phillip f

About this product

Policy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold.

Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected no claims. There’s also a range of flexible add-ons and an online portal where you can manage your car insurance 24/7.

Policy Expert car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

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Policy Expert Car insurance reviews (5027)

Terrible Service

1
This company cancelled my insurance based on my no claims being earnt with a previous vehicle, even though I gave them them this information when I purchased the insurance. Nobody contacted me by phone I just received an email saying my insurance was cancelled, just before I was due to commute to work. I called and was asked irrelevant questions about the reasons I sold my previous vehicle and why I wasn't insured for the two week period between selling my previous car and purchasing my new one. Obviously this was because I didn't have a car during that period. This seemed to be an issue and they wanted proof of this. I was told that they couldn't help me and I'd just have to go through the process again online. I would not recommend using this company as their policy's are not logical. Reviewed on: 10th September 2021

Great start.

5
I was only with policy expert 2 days before someone drove into the back of me. My first claim experiance and it couldnt have been any easier or smooth. Reviewed on: 10th September 2021

Easy

5
Nice and easy to deal with. A fair bit cheaper than the nearest competitors prices but still with the same level of cover. Reviewed on: 10th September 2021

Good price and excellent customer service

5
I use Policy Expert for my car insurance and home and contents. They are competitively priced and very helpful when you need to call them. Would recommend to my friends and will use again. Reviewed on: 10th September 2021

Trouble free cover

4
The company are very easy to deal with and are very responsive to emails, pricing is competitive and customer service is spot on ,Haven't been able to pass an opinion on the claims process because happily haven't been in that position but overall a satisfied customer Reviewed on: 10th September 2021

Good Service

5
Really easy process and easy set up. Reviewed on: 10th September 2021

Great service

5
Quick and easy to set up which is exactly what a modern car driver wants. All details sent over via email. Great communication and aftercare Reviewed on: 10th September 2021

Quick, easy and cheap!

5
The best insurers are the ones who give you the options to add and remove individual benefits and types of cover. Most people get certain things with their bank etc, so this resulted in the cheapest deal by far, without sacrificing important stuff like Protected No Claims. A really simple set up was a bonus. Reviewed on: 10th September 2021

value for money

5
good customer service,everything handled quickly and efficiently,good value for money. Reviewed on: 10th September 2021

Efficient

3
Quick reliable and cheap. Very easy to deal with and understanding. Reviewed on: 10th September 2021

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