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Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 16th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
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0%
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1%

Latest highest rating:

5

Excellent service. I renewed my home insurance and the process was really easy and quick. The staff were polite, friendly and helpful and I got an excellent deal. Reviewed on: 16th April 2026
J W's avatar
J W

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Easy

5
Everything was straight forward and I was treated with the upmost respect. Reviewed on: 21st June 2018

Beneficial all round

5
I've had good, prompt service, especially when having to make a claim, over the past three years. Premium has not increased very much, year on year, unlike some insurance companies. I am a very satisfied customer, as, being retired, the premium is very reasonable and I need to watch my expenditure carefully. Reviewed on: 21st June 2018

typical

3
policy expert sent me a renewal that was 30 pound dearer than when i compared the market online with the same company. standard gag i guess. but still cheeky. Reviewed on: 21st June 2018

Great service

5
Competitive pricing, good service, answer the phone when you call with queries and tried hard to retain my custom at renewal. Reviewed on: 20th June 2018

I would definately recommend Policy Expert to anyone.

5
The policy was very easy to set-up. All documents sent to me by email were clear and easy to understand. I was able to get exactly what I wanted for a cheaper price than my current provider. Reviewed on: 20th June 2018

Glad to renew

5
Glad to see some companies try to keep there customers.Same price as last year and still the cheapest. Reviewed on: 20th June 2018

worth renewing with

4
Received my quote. was higher than last year. shopped around, found comparable prices, however, phoned up and Policy expert was able to match the best deal I had so I was happy to stay. All I will say is, why cant insurers give us the TRUE best quote, to save both us and them time with hunting for better deals and haggling for discounts. Let's aim for that next time guys. cheers. Reviewed on: 19th June 2018

Hassle free renewal

5
Very easy to renew and competitive price. Very happy customer xx Reviewed on: 18th June 2018

Saved money - quick and easy!

5
Very easy to use service, saved me nearly £100! Reviewed on: 18th June 2018

Excellent cover, excellent service, excellent price!

5
This is the 3rd consecutive year that I have insured my home and contents with Policy Expert. So far I have yet to find the same level of cover with another company for less - this year with all extras like key cover, home emergency, legal expenses, etc. they were still over £15 cheaper than the comparison websites. In previous years Policy Expert have also bettered quotes from elsewhere. Other than at policy renewal, I have not heard anything from them which, in my opinion, is a good thing - no marketing or hard selling phonecalls! When I have spoken with them, their staff have always been clear, concise, professional and friendly. I have no qualms about recommending Policy Expert to friends, family or anyone - in fact, two of my colleagues have also insured their homes and contents with them! Reviewed on: 18th June 2018

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