Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 16th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service. I renewed my home insurance and the process was really easy and quick. The staff were polite, friendly and helpful and I got an excellent deal. Reviewed on: 16th April 2026
J W's avatar
J W

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Quick and easy

5
So quick and easy to set up my insurance also cheaper than anyone else an win win Reviewed on: 7th August 2017

Best priced insurance, easily best my renewal

5
Website was easy to navigate, easily best my renewal Reviewed on: 7th August 2017

Best value for money!!

5
Policy Expert is one of the cheapest home insurance provider and I would definitely recommend it to anyone looking for home insurance. Reviewed on: 7th August 2017

Home insurance

4
I am happy to switch to Policy Expert Reviewed on: 7th August 2017

Policy Expert Review

4
Very straightforward, clear and good value. Reviewed on: 7th August 2017

Good product and friendly service

5
I was looking for an alternative provider for our home insurance as our renewal premium had increased by over 40% with our previous provider. I managed to get the same level of cover for £30 cheaper than we paid last year. I contacted customer services to clarify everything was included and then applied for the policy straight away. Reviewed on: 7th August 2017

First time customer

4
Great website easy to use and read policy were quick to email all details out to me Reviewed on: 6th August 2017

Renewal is always easy and hassle free

4
Easy renewal process. Prices are competitive. Good customer service so far. Never had to claim so can't say much. Reviewed on: 6th August 2017

Great rates great service

5
Easy to get a quote, great rates easy to complete. Reviewed on: 6th August 2017

Dealt with in a sympathetic and unhurried professional manner.

5
I was not initially happy with my renewal premium but having discussed the matter further with the advisors I was given a further discount for the same level of cover. I received free legal cover and free home emergency meaning that I got the same level of cover as last year for a few pence cheaper. In this age of constant price hikes I was absolutely delighted and cannot recommend policy expert highly enough particularly the advisors that I dealt with. First class. Reviewed on: 6th August 2017

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products