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RAC reviews

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Rated Poor 2.01/5

RAC reviews

Unverified business Last reviewed within 7 days

Review summary

People rate this company as Poor based on 425 product reviews

Average score of 2.01/5
5 star
15%
4 star
6%
3 star
1%
2 star
2%
1 star
75%
Reviews for RAC have trended positively over the past 90 days

Latest positive rating

5.00/5

Excellent Insurance Cover

This year I got RAC car insurance which included breakdown cover for a very reasonable price. I chose them because of my son's experience with... This year I got RAC car insurance which included breakdown cover for a very reasonable price. I chose them because of my son's experience with their breakdown cover which he says is second to none. Read more Read less

{"display":"Joan","slug":"user1680200986","deleted_at":null,"created_at":"2023-03-30T18:29:46.000000Z","updated_at":"2023-03-30T18:29:47.000000Z","biography":null,"tagline":null,"gender":"","rank":null,"first_name":null,"last_name":null,"full_name":"Joan","avatar":{"url":"\/assets\/uploads\/avatars\/users\/720952.png"}}'s avatar
Car insurance
Joan 20th August 2026

Latest negative rating

1.00/5

Avoid RAC at all costs!

Avoid RAC at all costs! Over promise and mis-selling for breakdown cover and tow service. Raised a complaint with reference no. CC56520139 regarding the company’s... Avoid RAC at all costs! Over promise and mis-selling for breakdown cover and tow service. Raised a complaint with reference no. CC56520139 regarding the company’s over promise about the tow service. After our car broke down on 18 Jul morning, we called RAC for assistance. The staff provided us tow service information and asked if we need break down cover. At that moment, minimal information was provided by the staff. We didn’t have much information about the service and details of the policy. The staff also didn’t mention there is a cancellation charge for the policy. However given that we would like to settle the case soon, we agreed to pay upfront to start the services. After around 2.5 hours, a truck came. The driver asked us the destination. Since we were in the middle of the trip and didn’t know what was available around the stop point. We tried to check with the driver for advice and the garage service nearby. However, he said no information or advice could be provided. This is totally different from what RAC mentioned on its materials on Website that professional advice will be provided by trusted partners. He said what he could do was towing the car to the designation we provided. As a result, we have no choice but to ask him to tow the car to our home area Manchester. Driver said he checked with RAC and it was ok to arrange another truck for that. We then waited for another half an hour. No one came and we called the RAC again to check the status. To our surprise, the staff said Manchester was not covered due to the distance limitation. A surcharge of £600 was required. This is totally nonsense and not what we agreed. After transferring our call to many teams, we finally got no solution on our case with a long for more than 4 hours. The staff told me this was because I bought the policy on that day, some of the cover won’t be available until the next day. This very important information was not provided by the staff who sold the policy to us. With a long conversation which our call was transferred to different teams, the only suggestion for us is to pay £600 to tow our car. I then requested for a full refund of both the tow service and the policy as they were totally not fitting our needs and not matching with the service level promised by RAC. The staff told me that I could only get back the full amount if I cancelled the policy. Again this was not mentioned during the sale of it. The staff also queried about why we cancelled the tow service and asked the driver to leave. Actually, we didn’t asked him to leave. That was the driver said another truck would come and take us to Manchester. Again, only 10 miles cover without any advice on which garage available is totally useless. It was also misleading to ask us to further wait at the point. I can’t see the service quality of “professional and trusted partners” offered by RAC. Now, RAC just agrees to refund the policy premium and rejected to refund the tow fee even they provided towing service. A totally ridiculous and non-professional company. Read more Read less

{"display":"Iris","slug":"user1787060564","deleted_at":null,"created_at":"2026-08-18T13:42:44.000000Z","updated_at":"2026-08-18T13:42:44.000000Z","biography":null,"tagline":null,"gender":null,"rank":null,"first_name":"Iris","last_name":"","full_name":"Iris","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Breakdown cover
Iris 18th August 2026

About RAC

The RAC provides complete peace of mind to more than 12.7m UK personal and business members, whatever their driving needs – from breakdown assistance to insurance and a range of other motoring services.

Are you looking for the perfect breakdown or insurance cover to keep you moving? Our RAC reviews can help you decide if it’s the right provider for you.

If you’re considering taking out cover with RAC, check out our reviews first. Find out which cover policy holders have with RAC and how satisfied they’ve been so far. Learn more about the benefits of being a RAC member. Read about real experiences with the customer service team. All of this and more can be found in our RAC reviews.

Smart Money People is the place for RAC reviews. Read and write reviews to help increase trust and transparency in Financial Services

RAC at a glance

Reviews for RAC

Showing 11 of 425 company reviews Last reviewed within 7 days

Excellent Insurance Cover

Car insurance 20th August 2026

This year I got RAC car insurance which included breakdown cover for a very reasonable price. I chose them because of my son's experience with... This year I got RAC car insurance which included breakdown cover for a very reasonable price. I chose them because of my son's experience with their breakdown cover which he says is second to none. Read more Read less

Rated Excellent 5.00/5
Read more product reviews

RAC car insurance are great

Car insurance 20th August 2026

First car insurance in a while I havent had to change yearly they are affordable and reasonable when I found a quote else where they... First car insurance in a while I havent had to change yearly they are affordable and reasonable when I found a quote else where they brought the insurance down, also been so helpful if I have needed to call them, app is so easy to use and I have breakdown with them too and on call out their team is so friendly and helpful Read more Read less

Rated Excellent 5.00/5
Read more product reviews
  • 5.00/5

    Excellent RAC car insurance renewal.

    Purchased car insurance from them and just renewed it. On line service but very competitive and easy to use. The price for the second year... Purchased car insurance from them and just renewed it. On line service but very competitive and easy to use. The price for the second year actually was reduced for the same level of cover which in itself it a breath of fresh air. Communication throughout was very good and the renewal offer was provided in good time and with clarity. Read more Read less

  • 3.00/5

    So far so good but haven't had to claim....

    So far so good but haven't had to claim and that's when the devil is in the detail, separating the marketing fluff and rhetoric from... So far so good but haven't had to claim and that's when the devil is in the detail, separating the marketing fluff and rhetoric from the reality of fine print and push back. Read more Read less

    {"display":"Neil ","full_name":"Neil ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Neil 19th August 2026
  • 1.00/5

    Avoid RAC at all costs!

    Avoid RAC at all costs! Over promise and mis-selling for breakdown cover and tow service. Raised a complaint with reference no. CC56520139 regarding the company’s... Avoid RAC at all costs! Over promise and mis-selling for breakdown cover and tow service. Raised a complaint with reference no. CC56520139 regarding the company’s over promise about the tow service. After our car broke down on 18 Jul morning, we called RAC for assistance. The staff provided us tow service information and asked if we need break down cover. At that moment, minimal information was provided by the staff. We didn’t have much information about the service and details of the policy. The staff also didn’t mention there is a cancellation charge for the policy. However given that we would like to settle the case soon, we agreed to pay upfront to start the services. After around 2.5 hours, a truck came. The driver asked us the destination. Since we were in the middle of the trip and didn’t know what was available around the stop point. We tried to check with the driver for advice and the garage service nearby. However, he said no information or advice could be provided. This is totally different from what RAC mentioned on its materials on Website that professional advice will be provided by trusted partners. He said what he could do was towing the car to the designation we provided. As a result, we have no choice but to ask him to tow the car to our home area Manchester. Driver said he checked with RAC and it was ok to arrange another truck for that. We then waited for another half an hour. No one came and we called the RAC again to check the status. To our surprise, the staff said Manchester was not covered due to the distance limitation. A surcharge of £600 was required. This is totally nonsense and not what we agreed. After transferring our call to many teams, we finally got no solution on our case with a long for more than 4 hours. The staff told me this was because I bought the policy on that day, some of the cover won’t be available until the next day. This very important information was not provided by the staff who sold the policy to us. With a long conversation which our call was transferred to different teams, the only suggestion for us is to pay £600 to tow our car. I then requested for a full refund of both the tow service and the policy as they were totally not fitting our needs and not matching with the service level promised by RAC. The staff told me that I could only get back the full amount if I cancelled the policy. Again this was not mentioned during the sale of it. The staff also queried about why we cancelled the tow service and asked the driver to leave. Actually, we didn’t asked him to leave. That was the driver said another truck would come and take us to Manchester. Again, only 10 miles cover without any advice on which garage available is totally useless. It was also misleading to ask us to further wait at the point. I can’t see the service quality of “professional and trusted partners” offered by RAC. Now, RAC just agrees to refund the policy premium and rejected to refund the tow fee even they provided towing service. A totally ridiculous and non-professional company. Read more Read less

    {"display":"Iris","full_name":"Iris","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Breakdown cover
    Iris 18th August 2026
  • 5.00/5

    Good renewal price .

    Good renewal price ....................

    {"display":"John r","full_name":"John r","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    John r 14th August 2026
  • 5.00/5

    Exemplary customer service supprt

    RAC customer support is exemplary with excellent customer service.

  • 3.00/5

    I was unable to change my car mid term.

    I was unable to change my car mid term.

    {"display":"Aj","full_name":"Aj","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Aj 13th August 2026
  • 1.00/5

    They have stolen £2600 from our account over 5 years.

    They have stolen £2600 from our account over 5 years. This is theft. I asked them to sort it and they refused citing that they... They have stolen £2600 from our account over 5 years. This is theft. I asked them to sort it and they refused citing that they cant trace where money goes to. They are the most dishonest company I have ever dealt with and I urge you to avoid them at all costs. Read more Read less

    {"display":"John P","full_name":"John P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Breakdown cover
    John P 5th August 2026
  • 1.00/5

    RAC: Breakdown cover that breaks down.

    I pay RAC so I don't get left stranded. When I actually needed them, they completely failed. After hitting a pothole, I was left at... I pay RAC so I don't get left stranded. When I actually needed them, they completely failed. After hitting a pothole, I was left at the roadside with my two young children. The first patrol didn't arrive for more than 2 hours. Then he realised he had forgotten the hydraulic trolley jack needed to change the tyre. Instead of fixing the problem, he refused to recover us to the town he had just driven from. To make matters even worse, he drove away in such a rush that he left his hydraulic trolley jack under my car while we were still sitting inside with one side of the car raised. He only came back 30 minutes later to collect it. You simply couldn't make this level of incompetence up. By then, I had completely lost confidence in RAC. After around 5 hours of waiting, I had to arrange and pay £250 for my own recovery because RAC couldn't provide the service I was paying for. Their response? An insulting offer of £50 compensation. RAC didn't recover my car. RAC recovered their jack. If you think breakdown cover means help when you actually break down, think again. When it matters most, RAC leaves you stranded. Read more Read less

  • 1.00/5

    Really poor service

    Changed my car and they near-trebled the premium for a newer but not higher performance car, so I cancelled it and two months later they... Changed my car and they near-trebled the premium for a newer but not higher performance car, so I cancelled it and two months later they were still chasing for payments for those two months. Luckily I took a copy of the online chat transcript for the cancellation. Still not properly sorted out Read more Read less

    {"display":"Ross P","full_name":"Ross P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Ross P 30th July 2026

    Products from RAC

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