RAC reviews
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RAC reviews
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Review summary
People rate this company as Poor based on 408 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Latest positive rating
I have problem with changing new car , call to custo...
I have problem with changing new car , call to customer service and speak with, Acksha ,she help me so much and explain everything perfectly... I have problem with changing new car , call to customer service and speak with, Acksha ,she help me so much and explain everything perfectly , first time speak with someone who knows they job for 120% . Read more Read less
Latest negative rating
Broke down on M25 they said my car wasn’t taxed .
Broke down on M25 they said my car wasn’t taxed . I had forgotten to renew it only ten days out . Did it on... Broke down on M25 they said my car wasn’t taxed . I had forgotten to renew it only ten days out . Did it on the side of motor way but they refused to come . Just left us there with hardly any phone battery left . Terrible Read more Read less
About RAC
The RAC provides complete peace of mind to more than 12.7m UK personal and business members, whatever their driving needs – from breakdown assistance to insurance and a range of other motoring services.
Are you looking for the perfect breakdown or insurance cover to keep you moving? Our RAC reviews can help you decide if it’s the right provider for you.
If you’re considering taking out cover with RAC, check out our reviews first. Find out which cover policy holders have with RAC and how satisfied they’ve been so far. Learn more about the benefits of being a RAC member. Read about real experiences with the customer service team. All of this and more can be found in our RAC reviews.
Smart Money People is the place for RAC reviews. Read and write reviews to help increase trust and transparency in Financial Services
RAC at a glance
Reviews for RAC
Showing 11 of 408 company reviews • Last reviewed within 7 days
Broke down on M25 they said my car wasn’t taxed .
Broke down on M25 they said my car wasn’t taxed . I had forgotten to renew it only ten days out . Did it on... Broke down on M25 they said my car wasn’t taxed . I had forgotten to renew it only ten days out . Did it on the side of motor way but they refused to come . Just left us there with hardly any phone battery left . Terrible Read more Read less
Absolute joke of a company.
Absolute joke of a company. I’ve just had the worst experience I’ve ever faced with a car insurance broker.I am a 34-year-old driver with 6... Absolute joke of a company. I’ve just had the worst experience I’ve ever faced with a car insurance broker.I am a 34-year-old driver with 6 years of clean No Claims Bonus. I recently moved from an apartment in Wigan to a apartment in Clitheroe. I am moving to a much nicer, peaceful village with an extremely low crime rate, and I even dropped my annual mileage by 3,000 miles down to 12,000. On my original Wigan policy, I was paying a completely normal rate of around £700 to £800. Because I am moving to a safer area and driving less, any normal person would expect the premium to stay the same or drop. Instead, the RAC’s broken automated system selected an underwriter called Tradex and tried to charge me an extra £671.71 amendment fee, or a massive £1,980.07 for a brand-new policy. That is an extra £1,286.84 on top of the credit I already had. It makes absolutely zero logical sense. It is pure greed. When I refused this extortionate rate, I was forced to cancel my policy entirely. To make matters worse, their customer service agents (Palesa and Mandisa) were completely unhelpful on the live chat. Palesa literally abandoned and closed the chat mid-conversation right after telling me my vehicle cover was ending immediately, leaving me hanging. When I got through to a second advisor, they refused to refund a £15 registration number change fee that I paid just yesterday, which is now completely pointless. They then deducted a £45 cancellation fee and a £45 intermediary fee out of my money. They are effectively stealing £90 from me because their own system is too broken to price a standard rural move. I managed to claw back a £559.75 refund, but the penalty fees and the disgusting service are shocking. Avoid the RAC at all costs. They are nothing but a greedy broker panel hiding behind automated scripts. 01.06.2026 - Update 1 - *Speedy reply to a negative review that's visible to the general public. No reply to my private email away from the public eye. Meanwhile, I now have no insurance and cant move my car.* Updated rating 0/5. 01.06.2026 - Update 2 - *Another thing to look out for. I have just checked Moneysupermarket and RAC online are offering the same insurance at the same property for the same car in two weeks time for £738... Make it make sense. Daylight robbery, literally scamming and overcharging your own customers. How can you go from almost £2k to £738 in a matter of weeks?* 02.06.2026 - Update 3 - *Still no response to my email, still no insurance in place, still no solution or resolution. What an absolute shambles of a company who clearly breach FCA consumer duty rules.* 02.06.2026 - Update 4 - *Finally received a phone call only to be told they will refund the cancellation fee but they stand by their volatile prices and advised I should have paid the excessive additional amount as it is a 12 month policy, therefore the address change and additional cost was essentially my fault. WOW.* Please be careful when purchasing insurance from this company as it is quite clear they DO NOT value your custom and consistently breach FCA consumer duty rules. Updated rating -1/5. Read more Read less
Products from RAC
Breakdown cover
by RACRAC breakdown cover is available in three levels – Basic, Standard and Extra. RAC claim to get to most breakdowns in 60 mins or less and say that patrols fix...
Breakdown cover
by RACRAC breakdown cover is available in three levels – Basic, Standard and Extra. RAC claim to get to most breakdowns in 60 mins or less and say that patrols fix...
Car insurance
by RACRAC car insurance is award winning and provided by a panel of selected insurers. With RAC Online cover you can choose to manage everything yourself digitally and benefit from lower...
Car insurance
by RACRAC car insurance is award winning and provided by a panel of selected insurers. With RAC Online cover you can choose to manage everything yourself digitally and benefit from lower...
Personal Loan
by RACWhether you're buying a new car, making home improvements, or whatever you might need a loan for, read our community RAC personal loan reviews to get a feel for what...
Personal Loan
by RACWhether you're buying a new car, making home improvements, or whatever you might need a loan for, read our community RAC personal loan reviews to get a feel for what...
Travel Insurance
by RACWhatever your travel plans, you need a suitably robust insurance policy to protect you against unforeseen circumstances. Check out our RAC travel insurance reviews to find out what genuine customers...
Travel Insurance
by RACWhatever your travel plans, you need a suitably robust insurance policy to protect you against unforeseen circumstances. Check out our RAC travel insurance reviews to find out what genuine customers...
Home Insurance
by RACRAC home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did RAC handle your home insurance claim?...
Home Insurance
by RACRAC home insurance reviews can tell you how good this product really is. How quickly did you get the policy documents? How well did RAC handle your home insurance claim?...
Motorbike Insurance
by RACRAC motorbike insurance reviews can help motorcyclists like you to find the best motorbike insurance provider. Take a look at our RAC motorbike insurance reviews to find out what being...
Motorbike Insurance
by RACRAC motorbike insurance reviews can help motorcyclists like you to find the best motorbike insurance provider. Take a look at our RAC motorbike insurance reviews to find out what being...
Van Insurance
by RACFor many van owners, their van is used for everday driving as well as work, meaning that choosing the best van insurance to keep it on the road is essential....
Van Insurance
by RACFor many van owners, their van is used for everday driving as well as work, meaning that choosing the best van insurance to keep it on the road is essential....
Business Insurance
by RACRAC business insurance reviews can help you to find out what other businesses think about having an insurance policy with RAC is like. How easy to understand are the policy...
Business Insurance
by RACRAC business insurance reviews can help you to find out what other businesses think about having an insurance policy with RAC is like. How easy to understand are the policy...
Personal Accident
by RACRAC personal accident reviews can help you to learn a little more about RAC's personal accident policies. Our reviews are written by our Smart Money People community. Do you have...
Personal Accident
by RACRAC personal accident reviews can help you to learn a little more about RAC's personal accident policies. Our reviews are written by our Smart Money People community. Do you have...
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