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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
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9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

Does what it says on the tin!

5
Does what it says on the tin! I bank online so most of it is automated, but RCI has been very helpful on the rare occasions that I have needed to contact them. Interest rate stays competitive if not the best Reviewed on: 28th January 2026

Simple, easygoing , straightforward

5
Simple, easygoing , straightforward Reviewed on: 28th January 2026

RCI offer choice to savers and ensure they are fully...

5
RCI offer choice to savers and ensure they are fully informed about what to expect from their bank Reviewed on: 28th January 2026

So easy to manage online and an excellent rate

5
So easy to manage online and an excellent rate Reviewed on: 28th January 2026

Was easy to set up.

5
Was easy to set up. Customer service were very helpful. Rate was very competitive at the time. No issues and am kept informed all the time Reviewed on: 28th January 2026

Opened a 95 days savings account, very easy to open...

5
Opened a 95 days savings account, very easy to open online and very good rate of interest. Reviewed on: 28th January 2026

Clear communication

5
Changes to apr are always clearly notified. Every deposit is acknowledged by text with the option to ring for any queries. In combination with their freedom account it makes money management very easy. I would recommend them to anyone. Reviewed on: 28th January 2026

Great company all round

5
Excellent mix of products offering good rates of interest, great App and so easy to use. Reviewed on: 28th January 2026

Easy to set up account and good clear communication...

5
Easy to set up account and good clear communication when needed Reviewed on: 28th January 2026

Very satisfied with my RCI savings accounts...

5
Have 2 different savings accounts with RCI and have held them for several years. Interest rates have always been very competitive and customer service excellent. Online banking easy to navigate. Reviewed on: 28th January 2026

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