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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Good website and useful information and advice

4
Good website and useful information and advice Reviewed on: 8th April 2025

RCI Bank is honest and the website works perfectly

5
Of all the savings banks I have ever used RCI Bank is the best. Here's why. 1. The website is beautifully designed and so easy to use. Compared with other websites it's a dream. 2. Understanding how much interest I have earned works perfectly. I keep a spreadsheet that calculates interest earned on a daily basis. In the 95 Day notice account which has been open for 4 years there's only been 1 month when it was more than a penny out. The savings account has been open since 2016. There have been 2 months when it was more than a few pence out Reviewed on: 10th March 2025

Great customer service, accessible and friendly.

5
Great customer service, accessible and friendly. Good rates and excellent communication. They feel a very competent trustworthy outfit. Transfers in and out are easy and quick. Reviewed on: 10th March 2025

Excellent saving rates and customer service also exc...

5
Excellent saving rates and customer service also excellent Reviewed on: 10th March 2025

Very good rate, excellent service

5
Very good rate, excellent service Reviewed on: 10th March 2025

Existing customers are not taken for granted.

4
Existing customers are not taken for granted. If anything the opposite is true. Interest rates have become more competitive. RCI is definitely included on my list of potential providers. Reviewed on: 10th March 2025

Interest rates

5
Excellent service and good interest rates Reviewed on: 10th March 2025

High interest rate of 95 Day Notice Account

5
The website of RCI bank is easy to use. The product 95 day notice account has the highest interest rate among the markets. Reviewed on: 10th March 2025

User friendly

5
Just good straightforward bank user friendly and fair rates Reviewed on: 10th March 2025

Excellent all rounder

5
Clearly laid out website, showing all savings products, each with a comprehensive description. Accounts are easy and quick to apply for. Accessing your accounts is straightforward, whilst providing a good level of security. It is easy to navigate between accounts and get a clear uptodate status. Reviewed on: 10th March 2025

Great customer service.

5
Great customer service. Regular alerts and account updates. We know our money is safe. Reviewed on: 10th March 2025

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