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RCI Bank: 95 Day Notice Account reviews

4.88
Based on 678 reviews, last reviewed 19th Feb 2026
16300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
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1%
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0%
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1%

Latest highest rating:

5

Easy and reliable communication. Easy and reliable communication. Reviewed on: 19th February 2026
Stephen L's avatar
Stephen L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (678)

Review of the RCI Bank, 95 Day Notice Account:

Easy to use app for all banking essentials.

5
Easy to use app. Does exactly what it says, no nasty small prints. Reviewed on: 10th April 2025

Fair and efficient banking

5
I trust RCI and like banking with them Reviewed on: 19th January 2022

Easy to set up and manage

5
The account offers a competitive rate of interest and notice term, is easy to set up and manage and is backed by friendly and excellent customer service staff. Reviewed on: 18th January 2022

Quality and service.

5
Been with RCI a number of years and have found them to be a quality company who offer good service and competitive rates. Thanks. Reviewed on: 18th January 2022

OK interest could be better

4
This is an easy bank to work with but like many banks the interest paid is not market leading. Reviewed on: 18th January 2022

Great product

5
Easy to set up, RCI provided all the necessary information in a clear and concise way. Good rate of interest. Reviewed on: 18th January 2022

A 95 Day Notice Account with a Good rate of Interest

5
RCI bank has a good range of easy access, notice accounts and fixed term savings all offering competitive rates of interest. The site is well laid out and easy to navigate with good security on intial access. A well thought out service and web site which I would be happy to recommend to family and friends. Reviewed on: 18th January 2022

Excellent returns

5
A great way to invest money and know what your investment pays as it goes straight into your current account. Reviewed on: 18th January 2022

very friendly bank

5
always easy to contact the bank Reviewed on: 18th January 2022

Good Experience

5
I have been with RCI for approximately four years and in this time have had two different accounts. When I opened my first account I hadn’t had much experience with online savings accounts so I was a little apprehensive. Since then I have found RCI most reliable and easy to deal with whilst feeling secure during online transactions. Reviewed on: 18th January 2022

good return, short notice

4
Like aa RCI account, you get a good rate of interest but this is best Reviewed on: 18th January 2022

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