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RCI Bank: 95 Day Notice Account reviews

4.87
Based on 640 reviews, last reviewed 31st Jan 2026
12500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
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10%
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1%
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0%
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1%

Latest highest rating:

5

Someone always answers the phone and they are cheerf... Someone always answers the phone and they are cheerful and helpful. It’s been an easy to use banking experience, Reviewed on: 31st January 2026
Claire L's avatar
Claire L

Latest lowest rating:

2

Reducing Interest rate payable below base rate is poor. Reducing Interest rate payable below base rate is poor. Reviewed on: 11th March 2025
Rob W's avatar
Rob W

About this product

With an RCI Bank 95-day notice account, you can pay in between £1,000 and £1m.

You can't close your account or make any withdrawals without providing 95 days’ notice. Interest is paid monthly or annually. There’s UK based support, seven days a week and you can apply for an account in minutes.

RCI Bank 95-day notice account reviews help you find out what it’s really like to be a customer. If you’ve used RCI Bank before, you can also leave a review and share your experience.

RCI Bank 95 Day Notice Account reviews (640)

Review of the RCI Bank, 95 Day Notice Account:

Easy to set up account & great interest rate.

4
Easy to set up account & great interest rate. Reviewed on: 11th March 2025

Great customer service

5
Phoned up the RCI Bank customer service line a few times when switching over my savings account, and couldn't have been more impressed by the friendly, informative staff on the other end (especially in comparison to my other bank at the time). Very helpful and a great service so far, would highly recommend! Reviewed on: 29th January 2026

An easy to use on-line account

5
An easy to use on-line account supported by effective communications when required. I have had no issues since starting this account and have taken further products. Reviewed on: 29th January 2026

Easy to use website with clear navigation paths and...

5
Easy to use website with clear navigation paths and informative notes. Reviewed on: 29th January 2026

Easy to set up account on line.

5
Easy to set up account on line. Informative and clear website. Reviewed on: 29th January 2026

All good , everything easy and well informed.

5
All good , everything easy and well informed. Reviewed on: 29th January 2026

Experience excellent

5
Nice experience and good fir saver money Reviewed on: 29th January 2026

Great savings account

5
Clear guidance on setting up my 95day account and easy to transfer funds on a competitive savings rate Reviewed on: 28th January 2026

Easy RCI banking

5
Very easy website to navigate, good range of products with acceptable interest rates. Reviewed on: 28th January 2026

Consistently good rates

5
I've been with RCI for many years with various savings products and their rates are consistently market-leading so no need to keep churning accounts as you do with other banks. Reviewed on: 28th January 2026

Good rates and regular communication with clear proc...

5
Good rates and regular communication with clear processes Reviewed on: 28th January 2026

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